This website uses cookies, tags, pixels, web beacons, social media plug-ins, session replay technology, heatmaps and other tracking technologies to improve and personalize your experience, conduct website analytics, and advertise to you. We share information gathered through these tracking technologies with our social media, advertising and analytics partners.  By clicking “I Agree”, you consent to the use of these tracking technologies on this website. By clicking “Decline” or continuing to use this website without closing or responding to this banner, these tracking technologies will not be enabled. For further information, please refer to the WPCU Online Privacy Policy.

megaphone icon
Limited Penny Availability at WPCU Member Centers

Due to the U.S. Mint no longer making new pennies, WPCU has a limited supply and cannot guarantee pennies will be available. Learn more.

Skip to Main Content
  • Locations
  • Schedule an Appointment
  • Lobby Wait Times
  • Become a Member
  • Contact Us
  • Routing Number: 242279408
Wright Patt Wright Patt
  • Personal
    Personal
    • Save
      • Saving Accounts
      • Health Savings Accounts
      • Retirement Solutions
      • EasySaver®
      • Save to Win®
      • Locations
    • Spend
      • Checking Accounts
      • ATM/Debit Cards
      • Open an Account
    • Borrow
      • Mortgages
      • Personal Loans
      • Auto Loans
      • Student Loans
      • Credit Cards
      • Home Equity Loans
      • Apply for a Loan
    • Learn
      • Event Calendar
      • Education Center
      • Member Matters
      • FAQs
      • Contact Us
    • Manage
      • CoverPoint Insurance
      • Digital Services
      • Financial Calculators
      • Rates

    Save to Win®

    Save to Win® is a fun, new way to level up your savings!

    Learn More
  • Business
    Business
    • Save
      • Savings Accounts
      • Employer Health Savings Accounts
      • Employer Retirement Plans
      • Locations
    • Spend
      • Checking Accounts
      • Meet the Team
    • Borrow
      • Business Loans
      • Business Credit Cards
      • SOAR Program
      • Apply for a Loan
    • Learn
      • Small Business Resources
      • Member Business Services Team
      • Member Matters
      • FAQ
      • Contact Us
    • Manage
      • Treasury Services
      • Business Online Banking
      • Marijuana-Related Business Banking
      • Financial Calculators
      • Rates

    SOAR Program

    WPCU is dedicated to help minority-owned businesses with our SOAR Business Loan Program.

    Learn More
  • Helpful Resources
    Helpful Resources
    • Educational
      • Education Center
      • Financial Calculators
      • Financial Worksheets
      • Videos
      • FAQ
      • Locations
    • News
      • Member Matters
      • Press Releases
      • WPCU Annual Report
      • Annual Business Meeting
      • Open an Account
    • Documents
      • Disclosures
      • Brochures
      • Forms
      • Rates
      • Apply for a Loan
    • Services
      • Digital Services
      • Business Online Banking
      • Stop Fraud
      • Community Resources
      • Contact Us
    • Life Events
      • Saving for College
      • Getting Married
      • Starting A Family
      • Buying A Home
      • Saving For Retirement
      • View All Life Events

    My Credit Score

    WPCU is making it easier than ever for you to monitor your credit – available through WPCU's Mobile and Online Banking.

    Learn More
  • About Us
    About Us
    • About Us
      • WPCU's Community Standards
      • Social Impact & Inclusion
      • Member Benefits
      • Locations
      • Routing Number
    • News
      • Member Matters
      • Media Center
      • WPCU Annual Report
      • Annual Business Meeting
    • Contact Us
      • Schedule Appointment
      • Mortgages
      • Retirement Solutions
      • Member Business Services
      • Employer Groups
    • Community
      • WPCU Sunshine Community Fund
      • Sponsorships
      • Scholarship

    Live Chat

    Live Chat is now available! Learn what you can do within live chat, and how to access it.

    Learn More
  • Open an Account
  • Apply for a Loan
  • Locations
  • Schedule an Appointment
  • Lobby Wait Times
  • Become a Member
  • Contact Us
  • Routing Number: 242279408

Online Banking

Forgot User ID or Password?
New User? Register Here
New Business User? Register Here
  • Wright-Patt Credit Union | Serving Dayton, Columbus and Cincinnati
  • Personal Banking
    • Credit Union Savings Accounts in Columbus, Cincinnati, & Dayton
      • TrueSaver® Savings Account
      • Save to Win Savings Account
        • Save to Win Winners
      • Money Market Accounts in Columbus, Dayton & Cincinnati
      • Money Market Savings
      • Credit Union Share Certificates
      • Share Certificate Savings
      • Individual Retirement Accounts (IRAs)
      • Health Savings Accounts
      • EasySaver Round-Up Program
    • Retirement Solutions
    • Checking Accounts
      • Checking with Dividends
      • Totally Fair Checking
    • Debit Cards and ATM Cards
    • Credit Union Mortgage Loans in Columbus, Cincinnati & Dayton
      • Finding the Right Mortgage for You
      • VA Mortgage Loans
      • Mortgage Resources
      • Mortgage Originators
      • Credit Union Home Equity Loans in Columbus, Cincinnati, & Dayton
        • Home Equity Loan Comparison Table
          • Fixed-Rate Loan
          • Line of Credit
    • Credit Union Personal Loans in Columbus, Cincinnati & Dayton
      • Signature Loans
      • QCash Loan for Members
    • Credit Union Auto Loans
    • Student Loans
    • Credit Union Credit Cards
      • Platinum Low Rate Visa Credit Card
      • Platinum Rewards Visa® Credit Card
        • Lifestyle Rewards | Wright-Patt Credit Union
      • First Time User Low Rate Visa Credit Card
      • WSUAA Credit Cards
        • Compare WSUAA Credit Cards
          • WSUAA Platinum Low Rate Credit Card
          • WSUAA Platinum Rewards Credit Card
    • FAQ - Personal
    • CoverPoint Insurance Solutions
  • Business Financial Services
    • Business Savings
    • Business Health Savings Accounts
    • Business Employer Retirement Plans
    • Business Checking Accounts
    • Credit Union Business Loans in Columbus, Cincinnati & Dayton
      • Support and Outreach to Advance Revitalization
    • Credit Union Business Credit Cards | Columbus, Cincinnati & Dayton
      • Platinum Business Rewards Credit Card
      • Business Platinum Low Rate Credit Card
    • Small Business Resources
    • Member Business Services Team
    • FAQ - Business
    • Treasury Services
    • Marijuana-related Business (MRB) Banking
  • Helpful Resources
    • Education Center
      • Financial Flex Snapshot
    • School Education Centers
      • Marauder Resources
      • Tartan Resources
      • Raider Education Center
    • Financial Calculators
    • Personal Financial Planning Worksheets
    • Helpful Videos
    • Frequently Asked Questions - FAQ
    • Press Releases & Media Center
    • Banking Product Disclosures
    • Downloadable Financial Brochures
    • Financial Forms & Documents
    • Rates for Personal and Business Accounts
    • Digital Services
      • My Credit Score
    • Business Banking
      • Lower-to-No-Fee Additional Services
        • Mission-Based Checking
        • DividendChoice Checking
        • SimpleChoice Checking
      • Business Online Banking Comparison
        • Business Banking
    • Community Resources
      • Community Resource Guide
        • Dayton Community Resources
        • Cincinnati Community Resources
        • Columbus Community Resources
    • Planning Financial Change
      • Buying a Home
      • Planning Financial Change - Divorce
      • Getting Ahead of Debt
      • Getting Married
      • Loss of a Loved One
      • Military Essentials
      • Financial Planning for College
      • Planning Financial Change - Retirement
      • Starting a Family
  • Experience the WPCU Difference
    • Member Community Standards
    • Social Impact - Diversity & Inclusion
    • Member Benefits
    • Find a WPCU Location
      • Personal Teller Machines (PTMs)
    • Routing Number
    • Employer Groups
      • Columbus Select Employer Groups
    • WPCU® Sunshine Community Fund
      • About the Sunshine Community Fund
      • Board of Trustees & Committee
      • WPCU Sunshine Community Fund Golf Outing
      • InspiRAYtion Grants
      • Student Financial Learning Program
        • MoneyMagnifier Minis | WPCU Sunshine Community Fund
        • MoneyMagnifier Middles | WPCU Sunshine Community Fund
        • MoneyMagnifier Teens
      • Pathways Homeownership Program
    • Community Programs & Enrichment
    • Excellence in Learning Scholarship
    • Privacy Policies
      • Online Privacy Policy
  • Contact Your Credit Union
    • Business Services Contact Form
    • California Consumer Privacy Act
    • Columbus Member Center Locations
      • Canal Winchester Contact Form
      • Gahanna Contact Form
      • Graceland Contact Form
      • Grandview Contact Form
      • Grove City Contact Form
      • Hilliard Contact Form
      • Lane Avenue Contact Form
      • Polaris Contact Form
      • Reynoldsburg Contact Form
    • File a Complaint
    • Live Chat Now Available
    • Mortgage Origination Contact Form
    • Mortgage Review Form
    • MRB Banking Contact Form
    • Request Profile Deletion
    • Employer Groups Contact Form
  • News Articles
    • 2025
      • How to Donate Household Items
      • 8 Ways to Spend Smartly
      • How Do I Avoid Phishing and Online Fraud?
      • Giving Back in Times of Need (Without Spending Any Money)
      • How to Spot A Scam And Protect Your Money
      • Do Credit Unions Do Home Equity Loans
      • Holiday Package Scams are Here
      • Give Wisely This Holiday Season
      • Your Guide to Safe & Secure Holiday Shopping
      • How to Activate Your Cards
      • Accessing Your Credit Card Account Info
      • What Is A VA Loan
      • Updates to Money Management
      • WPCU Save to Win Press Release One Year
      • How Do First Time Homebuyers Get a Mortgage
      • What is Escrow and Why is it So Important for Home Buyers?
      • Understanding Your Credit Score for Mortgages
      • What is the Difference Between a Credit Union and Bank
      • How Does a Credit Union Savings Account Work
      • How Do Credit Union Personal Loans Work
      • How Credit Union Auto Loans Work
      • Are Credit Union Auto Loans Cheaper Than Bank Auto Loans?
      • What are the Benefits of a Credit Union
      • Fight Back Against Elder Fraud
      • 6 Scary Smart Cybersecurity Tips You Need to Know
      • What to Look for When Choosing a Credit Union
      • 3 Summer Scams You Need to Know
      • Receiving Your Tax Refund via Direct Deposit
      • Polaris Member Center Grand Opening
      • New Year, New Scam: Fraudsters Claim to Be from WPCU® Fraud Team
      • Changes to Options Available for Managing Your IRA Online
      • The Dos and Don’ts of Fraud Protection
      • Your 2025 Money Resolutions
      • Spoofing Attempts on the Rise
      • Unmasking Imposter Scams
      • How to Stay On Top of Your Credit Score
      • How to Find the Credit Card That Fits Your Goals
      • Don't Let Tax Scams Take You By Surprise
      • Steer Clear of Sweetheart Scams
      • Update Your WPCU Mobile App
      • Choosing a Checking Account? 3 Things to Look For
      • How to Set Yourself Up for Success in 2025
      • How to Make Sure WPCU is in Your Inbox
      • How to Finance Your Next Home Renovation
      • Get a Fresh Look at Your Finances This Spring
      • African American Contributions
      • 4 Tips to Make Tax Season a Breeze
      • 3 Reasons to Start Planning for 2025 Holidays Now
      • Healthiest Employers in Ohio by Springbuk 2025
      • Watch Out for Back-to-School Scams
      • 3 Tips for Outsmarting Imposter Scammers | Wright-Patt Credit Union
      • AI Scams Have Arrived: What You Need to Know
    • 2024
      • Credit Card System Changes Apology
      • Important Changes to Basic HSA
      • Important Changes to Enhanced HSA
      • Important Changes to HSA
      • Distinguished AFCU of the Year
      • What Makes Credit Unions Different?
      • Updates to Mobile Deposit
      • Buy Now, Pay Later? Tips for Smart Shopping Online
      • Save on Thanksgiving Grocery Shopping
      • Healthiest Employers in Ohio by Springbuk
      • Get Your Max Refund and Save up to 10% with TurboTax
      • Exciting Updates to Debit Card Rewards Offers
      • WPCU Plans to Build Member Center in New Albany
      • Tax Season Shenanigans: Don't Fall Victim!
      • Scammers Target Grads and More
      • Ohio Residents Win Thousands by Saving Money
      • Save a Tree: Choose eStatements
      • Consider a Portfolio Mortgage Lender
      • Power Up Your Password
      • Best of Dayton Credit Union
      • Build Savings with a Chance to Win
      • Learn the Basics of Budgeting with Free Financial Learning
      • WPCU SCF Scholarship Window Now Open
      • How to Set a Credit Score Goal
      • What Makes Up Your Credit Score
      • Things Scammers Say
      • Spend Wisely Holiday Shopping with a Credit Card
      • Saving Your First Thousand Dollars: What's Next?
      • Save to Win A Savings Account With a Twist
      • How to Avoid a Holiday Debt Headache
      • Polaris Ground Breaking
      • Community Lunch at Goodwill EasterSeals
      • It's the Season of Giving!
      • Beware of Fraudulent Phone Calls
      • Is College Still Worth It? The Value of Higher Education
      • The Holiday Countdown is On! How to Budget for Gifts and More
      • Top Tips for a Holly, Jolly & Fraud-Free Holiday
      • Fight Fraud During Elder Abuse Awareness Month
      • Back to School Cool: Keep More Money in Your Pocket
      • College Costs: How Much to Save
      • 3 Ways to Get Your Budget Back on Track
      • 3 Tips to Reduce Holiday Financial Stress
      • Best Places to Work Honoree
      • 3 Ways to Fund Your Degree
      • 3 Questions to Ask Before Applying
      • 3 Easy Ways to Add to Your Savings This Summer
    • 2023
      • WPCU Named USAF Distinguished Credit Union of the Year
      • Sunshine Community Fund - March 2023 Grants | WPCU Press Release
      • WPCU Ranked In Ohio By Springbuk
      • WPCU Member Center Opening in Vandalia
      • Debit Card Rewards Offers
      • Forbes Recognizes Wright-Patt Credit Union - Among Best in Ohio for Third Straight Year
    • 2022
      • DAF Scholarship Recipients Announced for 2022
      • Press Release - Non-Profits Awarded
    • 2021
      • President and CEO Doug Fecher to Retire
      • WPCU Announces Biggest Patronage Dividend Ever
      • Press Release - Sunshine Community Fund
      • Sunshine Community Fund Awards $55K+
      • WPCU Among Best Places to Work 2021
      • We Salute Veteran and Military Families
      • New President and CEO Announcement
      • Best Credit Unions in Ohio
      • Best Customer Service Business for 2021
      • $8 Million Special Patronage Dividend
    • 2020
      • Sunshine Community Fund Awards 2020 Champions
      • New Englewood Member Center Opens
    • 2019
      • WPCU to Distribute Over $10 Million to Members
      • Personal Tellers Now Accept Deposits in ATM Mode
      • WPCU Ranked #1 in Best Ohio Credit Unions
    • 2018
      • Kim Riley - VP of Service Delivery
      • Wright-Patt Credit Union Ranked the #3 Most Convenient Credit Union Nationwide by MagnifyMoney
      • WPCU Providing Banking Services to Licensed Marijuana-Related Businesses
      • WPCU Names Daniel G. Smith as Chief Financial Officer
    • 2017
      • Best Bank in Ohio by MONEY Magazine
  • Alerts
    • Limited Penny Availability
    • Maintenance Notice
    • Mobile and Online Banking: Known Issues
  • Campaign Pages
    • Associate Director Search
    • Annual Meeting
      • Annual Report
      • Board of Directors Election
    • Which Credit Card Is Right For You?
    • Double Rewards Points
    • Mortgage Down Payment Assistance
    • Finances in Focus Challenge
    • Get More From Your Mortgage
    • I Love WPCU | Become a Member
    • I Love WPCU | Share Your Story
    • Digital Services Helpful Tip Videos
    • Power Up Your Mobile Wallet
    • Next Steps in Your Credit Building Journey
    • Refinance Your Student Loans
    • Refi Your Ride
    • Federal Government Shutdown Support
    • Retirement Solutions Gift Card
    • Sharing the WPCU Difference
    • Special Patronage Dividend
    • Fraud Prevention and Protection
    • The Shoebox Story
    • Upcoming Changes. Enhanced Member Benefits!
      • Planned Website Migration
      • Enhanced Card Management in Mobile and Online Banking
      • Refresh Mobile and Online Banking
      • Refreshed Business Mobile and Online Banking
      • New & Improved Call-24 Experience
      • Redesigned Statements
    • Women's Event Resources
  • Become a Member
  • Accessibility Information
  • Sitemap - All Website Content
    Locations
    FAQ
    Fraud & Security
    Careers

    Contact Us

    (937) 912-7000 / (800) 762-0047
    TTY: (800) 750-0750 or 711 / Lost or Stolen Card: (800) 762-0047
    Locations Contact Us
    Routing Number: #242279408

    Quick Links

    • Savings Accounts
    • Checking Accounts
    • Auto Loans
    • Retirement Solutions
    • About Us
    • Financial Calculators
    • Education Center
    • Event Calendar
    • Home Loans
    • Open an Account

    Stay Connected

    • Facebook
    • X
    • Instagram
    • YouTube
    • LinkedIn
    • Equal Housing
    • NCUA Federally Insured by NCUA
    • Disclosures
    • Fraud & Security
    • Sitemap
    • Accessibility Policy
    • Privacy Policy
    Save Better. Borrow Smarter. Learn a Lot!
    © 2025 Wright-Patt Credit Union