CentsibleSpend® Checking

A Worry-Free Way to Manage Your Money

A smarter way to handle everyday spending, the CentsibleSpend® checking account is designed to keep things simple, stress-free, and budget-friendly. With no paper checks, no bounced checks, and no overdraft fees, you can manage your money with confidence and peace of mind

Why Choose CentsibleSpend®?

  • No overdraft fees – Avoid unexpected charges when your balance runs low
  • Low initial deposit – Open your account with just $25
  • No paper checks needed – Keep transactions simple and digital
  • Budget-friendly tools – Helps you stay on track and manage spending wisely

With CentsibleSpend®, managing your finances is easy and convenient. You can:

  • Use your debit card for everyday purchases
  • Access Mobile and Online Banking anytime
  • Pay bills using Bill Pay
  • Deposit checks quickly with Mobile Deposit

Plus, switching is simple with our checking account switch checklist, making it easy to get started right away.

More ways we make managing your money simple

  • ATM/Debit Cards

    Access your account anywhere you go with a free contactless debit card available through our credit union.

  • Helpful Videos

    View our short, helpful videos that cover a host of Wright-Patt Credit Union's products and services to help you learn more.

  • Mobile Banking

    Manage your finances, including loans, checking or savings accounts, on the go from your smartphone or mobile device. Download the mobile app from our credit union today.