Experienced Retirement Planning Professionals Help You Through the Entire Process
Retirement plans are a great employee recruitment and retention tool and we know you want to help your employees prepare for their futures while you’re also taking care of your own. But, we also know offering retirement services can be an involved, time consuming and expensive benefit.
The financial advisors on the WPCU Retirement Solutions team understand the intricacies of retirement planning. We can create a customized, low-cost retirement plan that is easy to manage. For companies with an existing plan, we can provide a no-obligation plan review of the investment options, costs and plan performance.
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401k Plan
Learn More About 401k OptionsThrough a 401k plan, employees can elect to defer receiving a portion of their salary which is then contributed on their behalf, before taxes, to the 401k plan. As an employer, you may choose to match all or a portion of these contributions, although it’s not a requirement that you do.
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Simple IRA Plan
Learn More About IRA OptionsA Simple IRA gives small employers an easier way to make contributions toward their employees’ retirement and their own. Under this plan, employees may choose to make salary reduction contributions and the employer makes matching or non-elective contributions directly to an employee’s Individual Retirement Account or Individual Retirement Annuity (IRA).
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SEP Retirement Plan
Learn More About SEP OptionsUnder a Simplified Employee Pension (SEP), an employer contributes directly to employees’ individual retirement accounts (SEP-IRAs). A SEP does not have the start-up and operating costs of a conventional retirement plan and allows for a contribution of up to 25% of each employee’s pay.