Business Loans

Apply for a Business Loan

Wright-Patt Credit Union Business Loans

Wright-Patt Credit Union® (WPCU®) is here to help all businesses, both large and small, grow and stay relevant in a fast-paced economy. When you need additional capital, make the smart choice to partner with a financial institution that features market rates, great returns and extraordinary service. The success of your business depends on your ability to serve customers quickly and efficiently. At the same time, small and medium-sized businesses must be ready to quickly pivot when new opportunities arise or to address new challenges. That’s where a Wright-Patt Credit Union business loan can help. We offer a wide range of flexible business loan options.

Why consider a WPCU Business Loan?

  • To maintain business operations during slow periods
  • Companies looking to expand in size or into new areas
  • To provide short-term working capital
  • For operating cash flow to pay employees and suppliers
  • For unexpected business expenses like equipment repairs
  • To meet an increase in customer demand and supply

The advantage of partnering with Wright-Patt Credit Union is our focus is on helping our members find the best loan options for them and their business. WPCU forms a partnership with new and existing business owners to help them evaluate their needs. WPCU is always there for our business owners when they need to purchase or refinance equipment or other capital assets.

  • Business Platinum Low Rate Credit Card

    A low rate is a great reason to have a Wright-Patt Credit Union credit card for your business, but it’s not the only feature. No annual fees and no balance transfer fees are a few others. Your business benefits from the flexibility of having a credit card and saving money, too.

    Apply For a Credit Card

  • Platinum Rewards Credit Card

    The Cash-Back-On-Everything Card. Receive 1.5% cash back on every purchase – with no spending categories or ceilings, no annual fees and no balance transfer fees. Get rewarded for all of your business purchases.

    Apply For a Credit Card

  • Business Auto Loans

    For the purchase of your commercial-use vehicles, new or used, we have the right business loan solution for your company. We offer conventional financing, fixed rates, terms up to 84 months and the vehicle titled in business name. From passenger cars and light-duty trucks to big rigs and other commercial vehicles, we can help you upgrade your fleet!

    Apply For an Auto Loan

  • Lines of Credit

    A line of credit provides your company with the borrowing flexibility to meet your financial obligations. It works similarly to a credit card, with flexibility to use only the amount you need. A WPCU line of credit provides short-term working capital that can help pay for inventory purchases, gaps in revenue collection and unexpected expenses. We offer competitive, variable rates with convenient access to your funds through your business checking account.

    Apply For a Line Of Credit

  • Business Term Loans

    Whether your business needs help getting started or you have an established company looking to purchase or refinance equipment, we have the right solution. A WPCU term loan offers competitive fixed or variable rates, for up to 10-year terms. We also offer business loans for permanent working capital or business acquisition with amortizations up to 7 years and no annual fees. Our goal is to help your company continually invest in and grow your business. To apply for a loan under $50k, click below. For term loans of $50k+, contact our Member Business Services team.

    Apply For a Business Term Loan

  • Business Real Estate Loans

    If purchasing or refinancing real estate is the answer to your business success, then Wright-Patt Credit Union can help. We offer competitive, fixed or variable rates with a term of up to 10 years and amortizations of up to 25 years for business real estate, including construction or expansion and owner-occupied or investment properties. Investing in commercial real estate is a great way for you to reach a new level of growth and profit.

    Contact Member Business Services

Flexible Business Loans

Wright-Patt Credit Union is known for its low rates, great returns and extraordinary service that can give you more flexibility and freedom to continually invest in your company. We don't believe in a one-size-fits-all financial solution for growing companies. We offer multiple small business loan options from business term loans to business lines of credit.

At WPCU, we help you put more money back into your business with affordable deposit and loan products to smart retirement planning. We realize your business is only as great as your employees, that is why our financing products will give you the financial stability you need to take care of you and your employees. WPCU also makes managing your business banking easier with 24/7 access to mobile and online business banking via an online banking login. We have other resources to help you improve your business knowledge, including:

Business Loan Options

Now is the time to grow your business with a business loan from Wright-Patt Credit Union, featuring attractive rates and extraordinary service. Our loans will help you to continue to invest cash flow into your company while allowing you to save more of your hard-earned money. WPCU is also able to provide lines of credit for business acquisitions or other large expenses. We're here to help find the best loan options for an owner-occupied business of any size. Contact your Member Business Services Team today to find the right products for your business.

How to Apply for a Business Loan

  • Determine the size of the loan needed
  • Check your credit score
  • Gather necessary documents
  • Contact your Member Business Services Team representative at Wright-Patt Credit Union to find the right business loan for you and your situation
  • Complete your application with Wright-Patt Credit Union