A checking account is an essential financial tool for daily money management. However, not all checking accounts are alike. With so many options available, how do you choose the best checking account for you?
If you’re looking for a better fit, here are some key factors to look for in a checking account:
1. Low-to-No Checking Account FeesYour hard-earned money should be working for you, not going toward unnecessary checking account fees. Some checking accounts come with strings attached — such as monthly maintenance fees, hefty overdraft fees and sneaky service fees — which can drain your account if you’re not careful. At Wright-Patt Credit Union® (WPCU®), our Totally Fair Checking® account has no surprises, no hassles and no hidden fees. With no minimum balance requirements and no monthly service fee, this account is designed to help you keep more of your hard-earned money in your pocket, where it belongs!2. Easy Access to Your MoneyThe best checking account is one that makes it easy to access your money when and where you need it. WPCU checking accounts come with a free chip debit card or ATM card and access to more than 40,000 lower-to-no-fee ATMs. Your WPCU debit card comes with great perks, too. When you sign up for our Debit Card Rewards Program, you can activate offers to earn cash back from your favorite stores. Now that’s shopping smart!3. Convenient Digital ServicesLast, but not least, you want a checking account that offers modern digital banking tools and services so you can manage your money on the go.With WPCU’s Mobile and Online Banking, it’s fast, secure and easy to check account balances, transfer funds, pay bills and WPCU loans and deposit checks with Mobile Deposit. You can also access helpful, free tools within Mobile and Online Banking, including My Credit Score and Money Management.
Your hard-earned money should be working for you, not going toward unnecessary checking account fees. Some checking accounts come with strings attached — such as monthly maintenance fees, hefty overdraft fees and sneaky service fees — which can drain your account if you’re not careful.
At Wright-Patt Credit Union® (WPCU®), our Totally Fair Checking® account has no surprises, no hassles and no hidden fees. With no minimum balance requirements and no monthly service fee, this account is designed to help you keep more of your hard-earned money in your pocket, where it belongs!
The best checking account is one that makes it easy to access your money when and where you need it. WPCU checking accounts come with a free chip debit card or ATM card and access to more than 40,000 lower-to-no-fee ATMs.
Your WPCU debit card comes with great perks, too. When you sign up for our Debit Card Rewards Program, you can activate offers to earn cash back from your favorite stores. Now that’s shopping smart!
Last, but not least, you want a checking account that offers modern digital banking tools and services so you can manage your money on the go.
With WPCU’s Mobile and Online Banking, it’s fast, secure and easy to check account balances, transfer funds, pay bills and WPCU loans and deposit checks with Mobile Deposit. You can also access helpful, free tools within Mobile and Online Banking, including My Credit Score and Money Management.
Unlike big banks, WPCU exists to help our members through life, not to generate profits for shareholders.
This means we pass our success right back to our members through lower-to-no fees, great rates and dividends and extraordinary service. If you’re tired of unnecessary fees and ready to keep more of your hard-earned money in your pocket, choose a checking account from WPCU!
Learn more about our credit union checking account options. When you’re ready, you can open an account online or schedule an appointment at your nearest Member Center.