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Savings

​​​​​​​​¹For All Savings Accounts Listed: The Annual Percentage Yields (APY’s) shown are as of the last dividend declaration date of September 22, 2022. Please contact the Credit Union for current rate and account information. These accounts are variable rate accounts, and the APYs may change after the account is opened. Fees may reduce earnings. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your TrueSaverTM account. The minimum deposit to open the True Saver is $5.00. T​he minimum deposit to open t​he Personal Capital Money Market Is $100.00; no interest is paid on balances under $100.00. There is no minimum deposit to open the Secondary Share, EasySaver® Share, or Club Account. ​For additional account information, please see the Truth-in-Savings disclosure provided at account opening or linked below under “View Disclosures” and the select the applicable product.
True SaverTM: The applicable APY for qualified shares is paid in a Tiered Method, based on the average daily balance in the account for the dividend period. Dividends are paid at the stated APYs only on the portion of the balance within the specified balance tier. If you meet the rate qualifications, the first APY shown for “Qualifying Shares” will be paid only on the portion of your average daily balance that was greater than $0.00 but less than $500.01. If you do not meet the rate qualifications, the APY shown for “Non-qualifying Shares” will apply only on the portion of your average daily balance that was greater than $0.00 but less than $500.01. Both Qualifying and Non-qualifying Shares will be paid the APY shown for “$500.01 and Higher” only on the portion of your average daily balance that was $500.01 and greater. To earn the “Qualifying Shares” APY, you must meet the Rate Qualifications outlined in the Truth-In-Savings disclosure for the specific share type.​

​​​​​​​​​​​​​²​For All Share Certificates and IRA’s: ​The Annual Percentage Yields (APY’s) shown are accurate as of the last declaration date of September 22, 2022. The applicable APY is paid on the entire balance of your account, except for the Variable Rate Add-On IRA, these accounts are variable rate accounts and the APY may change after the account is opened. A penalty may be imposed for early withdrawal. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your TrueSaverTM or Business Share account. For additional account information, please see the Truth-in-Savings disclosure provided at account opening or linked below under “View Disclosures” and the select the applicable product.​​
​​​​​*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. WPCU has contracted with CFS to make non-deposit investment products and services available to credit union members. For specific tax advice please consult a qualified tax professional.
Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA, an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.
CUSO Financial Services, L.P. (CFS) does not provide tax or legal advice. For such guidance, please consult your tax and/or legal advisor.
All information provided through this site is intended to be accurate. However, there may be inaccuracies at times, which will make all commercially reasonable efforts to correct when found. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.

​*​*"Member in good standing” is any member that has at least $5.00 on deposit in the TrueSaver™; is not delinquent on any loan obligation to the Credit Union; does not have a negative balance in any share account with the Credit Union; and has not previously caused the Credit Union a financial loss.
***Before deciding whether to retain assets in an employer sponsored plan or rollover to an IRA, an invester should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.
​​​​​​​†ATMs may be subject to surcharges and/or Member Choice fees. For ATM fee information​, view our ​ General Fee Schedule.

All loan applic​ations are subject to credit review and approval.

​​​​^The Credit Union reserves the right to cancel or modify the EasySaver Debit Card Round-Up Savings Program at any time, at its sole discretion. Only transactions posted to your account as debit card purchases are eligible. The Credit Union does not control whether a transaction is processed as a debit card transaction and is not responsible for how the merchant or any network processes a transaction. ​Enrollment in eStatements is required to receive an EasySaver® match. Match will be paid on eligible funds in member's EasySaver account at quarter-end. Match is reportable on IRS Form 1099. The annual match limit is $300. Other reasonable restrictions may apply. ​This account is a variable rate account and the dividend rate and APY may change after the account is open. $0.01 minimum balance to earn APY. Fees may reduce earnings on the account. Primary member must not be delinquent on any WPCU loan obligation, have any negative balance in any WPCU share account, or have cause WPCU a financial loss of any kind. The applicable dividend rate is paid monthly in a Tiered Method, based on the average daily balance in the account for the dividend period. The actual APY paid to the share will vary depending on the average daily balance in the share for the dividend period.​​​

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