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Student Loans


​All loans are subject to credit qualifications and annual credit review. Must meet school's Satisfactory Academic Progress (SAP) requirements. Approved schools subject to change without notification.

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​​*Terms and conditions apply. All loans subject to eligibility, credit review and approval. Must be eligible for and establish membership with Wright-Patt Credit Union, Inc, which requires a TrueSaver® account be opened with a minimum deposit of $5.00.  Upon disbursement of your refinance loan, no payments will be required during a three-month promotional period after disbursement, and no interest will accrue during a three-month promotional period after loan disbursement. After this three-month promotional period ends, interest begins to accrue, and this loan requires full payments of principal and interest. Wright-Patt Credit Union, Inc. (“WPCU") reserves the right to modify the terms of this offer at any point in the future for new applications. Additional loan criteria apply, including having graduated from a public or private not-for-profit approved school.

Cash deposit offer is available on a first-come, first-served basis to the first 30 student loan refinance applications received between 5/1/2023 – 6/30/2023 (“Application Period") and which are approved and disbursed by 8/31/2023. The cash deposit will be made to your WPCU checking or TrueSaver® account within 90 business days from the disbursement date of the loan. The cash deposit is tax reportable, and reporting is the responsibility of the borrower. Offer available only to primary borrowers on refinance loans. Limited to one cash deposit of $500.00 per approved primary borrower. Minimum loan amount of $10,000 applies to be eligible for the $500 cash deposit. Click here​ for complete terms and details.​​

​​*The White House has announced broad relief measures for federal student loan borrowers, such as extending the suspension of federal student loan payments and waiving interest until June 2023, as well as possible debt forgiveness for certain qualifying borrowers. It is important to consider these relief measures for federal student loans before refinancing to a private student loan with Wright-Patt Credit Union, Inc. Please remember that federal loans offer certain benefits and protections that do not transfer to a private loan. By refinancing your federal student loans to a private loan, you will lose any federal benefits that may apply to your loan.  If you are considering refinancing your federal student loans, please make sure to review these measures and understand your options. Additional information can be located at If you have questions about the relief options available to federal student loan borrowers, you should contact your federal loan servicer.