WSUAA Credit Cards

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Wright State University Alumni Association (WSUAA) Credit Cards

Show your Raider Spirit and support YOUR university! Get the card that contributes to Wright State University’s Alumni Association every time you use it and show your Raider spirit with every transaction.

Select the WSU Platinum Low Rate credit card or earn 1.5% cash back on every dollar you spend with the WSU Platinum Rewards credit card. Regardless of what you pick, your purchases will help the WSU Alumni Association fund scholarships and alumni programs.

  • WSUAA Platinum Low Rate Visa Credit Card

    Don’t pay a penny more than you have to with a WSUAA Visa Platinum Low Rate credit card.

  • WSUAA Platinum Rewards Visa Credit Card

    The card that gives you cash back. Receive 1.5% cash back on every qualifying purchase you make – with no spending categories or ceilings.

WSUAA Platinum Low Rate Visa Credit Card

Don’t pay a penny more than you have to with a WSUAA Visa Platinum Low Rate credit card.

Overview

Our WSUAA Platinum Low Rate credit card is the smart way to keep more of your hard-earned money in your pocket. If you have to use a credit card, this WPCU credit card is a smarter choice for you to use with a low interest rate and no fees on balance transfers, which is great for consolidating balances from other cards. When you use the official Wright State Alumni credit card, Wright-Patt Credit Union contributes to the Alumni Association to fund scholarships and alumni programs.

Benefit Highlights

  • No annual fees 
  • No balance transfer fees 
  • No cash advance fees 
  • Receive a Platinum Visa® card
  • Emergency Replacement Card or Cash Disbursement giving cardholders access to get cash and/or a replacement card 
  • Zero Liability Program protects you from the unauthorized use of your card and account information.
  • Easily file a dispute by calling (800) 762-0047
  • Additional Visa Benefits available:

WSUAA Platinum Rewards Visa Credit Card

The card that gives you cash back. Receive 1.5% cash back on every qualifying purchase you make – with no spending categories or ceilings.

Overview

If you use your credit card for everyday purchases and pay off your balance in full each month to avoid paying interest, the WSUAA Visa Platinum Rewards Credit Card can help you keep more money in your pocket! With this card, you can earn a rewards rate of 1.5% cash back on every qualifying purchase you make, with no spending categories or ceilings. From groceries to travel to everything else, rewards are yours! Start earning rewards, and earning them quickly, with our rewards credit card. When you use the official Wright State Alumni credit card, Wright-Patt Credit Union contributes to the Alumni Association to fund scholarships and alumni programs.

For more information, view our Platinum Rewards Visa FAQ.

Benefit Highlights

  • 1.5% cash back on all qualifying purchases you make
  • No annual fees
  • No balance transfer fees
  • No cash advance fees
  • Receive a Platinum Visa® card
  • Emergency Replacement Card or Cash Disbursement giving cardholders access to get cash and/or a replacement card 
  • Zero Liability Program protects you from the unauthorized use of your card and account information.
  • Easily file a dispute by calling (800) 762-0047
  • Additional Visa Benefits available:

Compare Credit Cards

WSUAA Platinum Low Rate Credit Card

WSUAA Platinum Rewards Credit Card
Variable Rate

Green Check Mark

Green Check Mark
No Annual Fee

Green Check Mark

Green Check Mark
No Balance Transfer Fee

Green Check Mark

Green Check Mark
Zero-Liability Protection

Green Check Mark

Green Check Mark
Variable Credit Limit

Green Check Mark

Green Check Mark
Platinum Visa Card Benefits Included

Green Check Mark

Green Check Mark
Earn Cash Back

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Green Check Mark
WSU Alumni Option Available

Green Check Mark

Green Check Mark
WPCU Checking Account Required

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Compare Credit Cards

WSUAA Platinum Low Rate Credit Card

Variable Rate

Green Check Mark

No Annual Fee

Green Check Mark

No Balance Transfer Fee

Green Check Mark

Zero-Liability Protection

Green Check Mark

Variable Credit Limit

Green Check Mark

Platinum Visa Card Benefits Included

Green Check Mark

Earn Cash Back

—

WSU Alumni Option Available

Green Check Mark

WPCU Checking Account Required

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WSUAA Platinum Rewards Credit Card

Variable Rate

Green Check Mark

No Annual Fee

Green Check Mark

No Balance Transfer Fee

Green Check Mark

Zero-Liability Protection

Green Check Mark

Variable Credit Limit

Green Check Mark

Platinum Visa Card Benefits Included

Green Check Mark

Earn Cash Back

Green Check Mark

WSU Alumni Option Available

Green Check Mark

WPCU Checking Account Required

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Description APR
Credit Cards

Description

Platinum Low Rate

APR

10.25% - 18.25%

Description

Platinum Rewards

APR

13.25% - 21.25%

Description

Wright State Alumni Platinum Low Rate

APR

10.25% - 18.25%

Description

Wright State Alumni Rewards

APR

13.25% - 21.25%

Description

First Time User

APR

17.99%

Description

Share Secured

APR

14.50%

  • If your WPCU debit card is lost or stolen, please call (800) 762-0047 immediately.

  • We recommend that you review your account statement carefully each month to detect any suspicious account activity. If you suspect fraudulent ATM/Debit Card activity on your account, call us immediately at (937) 912-7000 or (800) 762-0047.

  • No - as a member of Wright-Patt Credit Union, you are covered under Visa's Zero Liability Policy for fraudulent charges on your credit and debit cards. However, to help alleviate or minimize any inconvenience to you, please monitor your checking and credit card accounts closely, and report any suspicious activity to Wright-Patt Credit Union immediately by calling (937) 912-7000 or (800) 762-0047.

  • If your payment is more than 5 days late, a $20 Late Payment Fee will be assessed.

View All FAQs

  • We will not charge you interest on purchases if you pay the entire balance owed each month within 27 days of the statement closing date. Interest will be charged on cash advances and balance transfers beginning on the transaction date.

  • Yes, a business is eligible to have WPCU loan or deposit account, as long as they meet the eligibility requirements for membership. We offer accounts to both small businesses and large businesses, with perks like extraordinary and personalized service.

  • You can use your employer identification number (EIN) to apply for a WPCU business credit card. You will also have to provide your social security number.