Platinum Rewards Visa® Credit Card

The best rewards credit card is the one that returns the most value based on how you use your credit card. For people who pay their balance in full each month, a flat-rate cash back card is usually the strongest choice -- you earn on everything you buy without tracking rotating categories or spending caps. The WPCU Platinum Rewards Visa® earns 1.5% cash back on every qualifying purchase with no annual fees, even for cash advances or balance transfers, which means none of your rewards get eaten up by a yearly cost.

Everyday rewards credit cards are designed to return value on your regular day-to-day spending -- groceries, gas, dining, streaming, and everything in between. The best ones keep it simple: a consistent rewards rate on all purchases, no annual fees, even for cash advances or balance transfers, cutting into your returns, and a redemption process that does not require jumping through hoops. WPCU's Platinum Rewards Visa® fits that profile, with unlimited 1.5% cash back on every qualifying purchase and no spending categories to track.

Wright-Patt Credit Union Lifestyle Rewards is a program that offers points for qualifying purchases made with your Wright-Patt Credit Union Platinum Rewards credit card. Points may be redeemed for everything from gas to groceries to travel and more (login to your rewards account to see all redemption options) or gifted to another rewards member.

Cash back can be redeemed to your Wright-Patt Credit Union checking or savings accounts.

All Wright-Patt Credit Union Platinum Rewards credit cards are automatically enrolled in the Platinum Rewards program and can earn points with qualifying purchases.

Your Platinum Rewards credit card accrues one and a half (1.5) points for every $1.00 in qualifying net purchases.

A qualifying transaction means every eligible transaction that is charged to your eligible Rewards Credit Card(s) covered by the Rewards Program. No points are earned for finance charges, fees, cash advances, ATM withdrawals, foreign transaction currency conversion charges, or insurance charges posted to your account.

Points earned on all qualifying cards issued under the same account number are automatically combined for you.

The best everyday credit card perks go beyond just a sign-up bonus. Look for a strong ongoing rewards rate on all purchases, no annual fee fraud protection, and flexible ways to redeem your rewards. WPCU's Platinum Rewards Visa® offers 1.5% cash back on every qualifying purchase with no earnings ceiling, no annual fees, even for cash advances or balance transfers, and through Lifestyle Rewards™ program you can redeem points towards cash back, gift cards, merchandise, travel, and more.

An everyday credit card with points perks rewards you for the purchases you would make anyway -- no activation required, no category tracking, just points that accumulate every time you use the card. With WPCU's Platinum Rewards Visa® and the Lifestyle Rewards™ program, you earn 1.5 points for every $1 spent on qualifying purchases. Those points can be redeemed for cash back, gift cards, merchandise, travel, and more -- making your normal spending work harder for you.

You can check your points by logging into Mobile or Online Banking or by calling (800) 762-0047 or (937) 912-7000. Look for the link called Credit Card Rewards under Cards Center. When you click on "Credit Card Rewards" it will take you to the rewards website where you can view and redeem your points.

The minimum point requirement to redeem for cash back is 2,500 points which is $25.00.

All other minimum points requirements vary by redemption option chosen.

Points, once earned, are valid for up to thirty-six (36) months, and expire on the last day of the month, thirty-six (36) months after the date of issuance. Points are tracked and redeemable on a first-in, first-out basis.

Your Wright-Patt Credit Union Rewards points are connected to your Wright-Patt Credit Union Platinum Rewards account number, not your card number. This means previously earned points are never lost, nor do they need to be transferred – even if your card is blocked, lost or stolen.

For questions or help with your Wright-Patt Credit Union Rewards account, click here to contact us.

See complete Wright-Patt Credit Union Rewards Terms and Conditions for more details.