Which Credit Card Is Best for You?

Overview

Our Platinum Low Rate credit card is the smart way to keep more of your hard-earned money in your pocket. If you have to use a credit card, this WPCU credit card is a smarter choice for you to use with a low interest rate and no fees on balance transfers, which is great for consolidating balances from other cards.

This card is also available as a Wright State Alumni Association (WSUAA) Platinum Low Rate credit card. When you use the official Wright State Alumni credit card, Wright-Patt Credit Union contributes to the Alumni Association to fund scholarships and alumni programs.

Benefit Highlights

• No annual fees
• No balance transfer fees
• No cash advance fees
• Receive a Platinum Visa® card
• Emergency Replacement Card or Cash Disbursement gives cardholders access to get cash and/or a replacement card 
• Zero Liability Program protects you from the unauthorized use of your card and account information.
• Access to the Visa Dispute line at (800) 899-4042
• Additional Visa Benefits available:
  • Roadside Dispatch®, a 24-hour roadside assistance program. Certain terms, conditions and exclusions apply.
  • Dovly Uplift™, a simple way to fix, manage and maintain your credit score.
  • Global Customer Assistance Services, whether traveling at home or abroad, live support and fast response are available 24/7/365 around the world via phone, text, secure email or chat.
  • Sofar Sounds, access to live music shows in select cities around the world. See details at Sofar Sounds' Offer for Visa Credit Terms.

Overview

If you use your credit card for everyday purchases and pay off your balance in full each month to avoid paying interest, Wright-Patt Credit Union's Visa Platinum Rewards Credit Card can help you keep more money in your pocket! With this card, you can earn a rewards rate of 1.5% cash back on every qualifying purchase you make, with no spending categories or ceilings. From groceries to travel to everything else, rewards are yours! Start earning rewards, and earning them quickly, with our rewards credit card.

This card is also available as a Wright State Alumni Association (WSUAA) Platinum Rewards credit card. When you use the official Wright State Alumni credit card, Wright-Patt Credit Union contributes to the Alumni Association to fund scholarships and alumni programs.

For more information, view our Platinum Rewards Visa FAQ.

From November 1 – December 31, 2025, earn double points on every purchase made with your WPCU Platinum Rewards Visa® credit card. Whether you're shopping for loved ones or treating yourself, every swipe, tap, or click earns you double points — that's 3% cash back!

Benefit Highlights

• 1.5% cash back on all qualifying purchases you make
• No annual fees
• No balance transfer fees
• No cash advance fees
• Receive a Platinum Visa® card
• Emergency Replacement Card or Cash Disbursement gives cardholders access to get cash and/or a replacement card 
• Zero Liability Program protects you from the unauthorized use of your card and account information.
• Access to the Visa Dispute line at (800) 899-4042
• Additional Visa Benefits available:
  • Roadside Dispatch®, a 24-hour roadside assistance program. Certain terms, conditions and exclusions apply.
  • Dovly Uplift™, a simple way to fix, manage and maintain your credit score.
  • Global Customer Assistance Services, whether traveling at home or abroad, live support and fast response are available 24/7/365 around the world via phone, text, secure email or chat.
  • Sofar Sounds, access to live music shows in select cities around the world. See details at Sofar Sounds' Offer for Visa Credit Terms.