Disclosures

Please review these disclosures:

• TrueSaver®, Secondary Savings, and Personal Capital Money Market
• EasySaver^®
• Share Certificates
• Enhanced Health Savings Accounts
• Health Savings Custodial Account Agreement
• Save to Win®
• Save to Win Official Rules
• IRAs, Add-on IRAs
• Club Accounts
• Debit, HSA and ATM Cards

Please review these disclosures:

• Totally Fair Checking®, Checking with Dividends, Select Checking
• Debit, HSA and ATM Cards
• CentsibleSpend^®

Please review these disclosures:

• Open End Lending Agreement (Consumer)
• Business Credit Card Agreement and Disclosure
• Fraud Text Alerts
• Federal E-Sign Act Disclosure and Consent

Please review these disclosures:

• Electronic Services Agreement
• Electronic Communication Disclosure and e-Sign Act Consent Agreement
• Electronic Transfer Error Resolution Notice
• Mobile and Remote Deposit
• Online Privacy Policy 
• HELOC Billing Rights Summary
• Credit Card Billing Rights Summary
• Mobile Wallet
• Domestic Wire Transfer Service

Please review these disclosures:

• Business Savings
• Business Checking
• Business Money Market
• Business Share Certificate
• Business General Fee Schedule
• Business Account Addendum Membership and Account Agreement
• Unlawful Internet Gambling Enforcement Act of 2006

Please review these disclosures:

• Open End Lending Agreement 
• Federal E-Sign Act Disclosure and Consent

Please review these disclosures:

• Home Equity Line of Credit Important Terms Disclosure
• When Your Home is On the Line
• Home Equity Line of Credit Member Checklist
• Federal E-Sign Act Disclosure and Consent

Please review this disclosure:

• Home Equity Fixed-Rate Loan Member Checklist
• Federal E-Sign Act Disclosure and Consent

Please review these disclosures:

• General Fee Schedule
• Important Account Information
• Overdraft for Debit and ATM Cards
• Overdraft Coverage Plans