Business Platinum Low Rate Visa Credit Card

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The Smart Choice for Your Business

The Wright-Patt Credit Union® (WPCU®) Business Platinum Visa allows you to keep more of your hard earned money in your pocket. A competitive rate is a great reason to have our business credit card, but it's not the only feature.

Enjoy no annual fees and no balance transfer fees. Your business benefits from the flexibility of having a credit card and saving money, too.

Apply Now for a Business Platinum Low Rate Credit Card

Benefit Highlights:

  • No annual fees
  • No balance transfer fees
  • No cash advance fees
  • Receive a Platinum Visa card
  • Emergency Replacement Card or Cash Disbursement giving cardholders access to get cash and/or a replacement card
  • Roadside Dispatch®, a 24-hour roadside assistance program. Certain terms, conditions and exclusions apply.
  • Global Customer Assistance Services, whether traveling at home or abroad, live support and fast response are available 24/7/365 around the world via phone, text, secure email or chat.
  • Sofar Sounds, access to live music shows in select cities around the world. See details at Sofar Sounds' Offer for Visa Credit Terms.
  • Visa Benefit Guide listing travel and purchase benefits for your business card
    • Auto Rental Collision Damage Waiver providing auto coverage due to collision or theft adding peace of mind to your travel
    • Travel and Emergency Assistance Services provides 24-hour customer phone support when traveling or working from anywhere in the world
    • Purchase Security provides reimbursement for the cost of eligible items purchased with your card in case of theft or damage
    • Extended Protection doubles the manufacturer’s warranty on items purchased with your covered Visa card to up to one additional year on eligible warranties of 3 years or less
  • Zero Liability Program protects you from the unauthorized use of your card and account information.

Click here for additional information on Visa Business Benefits.

Platinum Low Rate Credit Card

Platinum Rewards Credit Card
Variable Rate

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No Annual Fee

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No Balance Transfer Fee

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Zero-Liability Protection

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Variable Credit Limit

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Platinum Visa Card Benefits Included

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Earn Cash Back

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Platinum Low Rate Credit Card

Variable Rate

Green Check Mark

No Annual Fee

Green Check Mark

No Balance Transfer Fee

Green Check Mark

Zero-Liability Protection

Green Check Mark

Variable Credit Limit

Green Check Mark

Platinum Visa Card Benefits Included

Green Check Mark

Earn Cash Back

—

Platinum Rewards Credit Card

Variable Rate

Green Check Mark

No Annual Fee

Green Check Mark

No Balance Transfer Fee

Green Check Mark

Zero-Liability Protection

Green Check Mark

Variable Credit Limit

Green Check Mark

Platinum Visa Card Benefits Included

Green Check Mark

Earn Cash Back

Green Check Mark

Description APR
Business Credit Cards

Description

Business Platinum Low Rate

APR

10.25% - 14.25%

Description

Business Platinum Rewards

APR

13.25% - 17.25%

  • If your WPCU credit card or business credit card is lost or stolen, please call (937) 912-7000 or (800) 762-0047 immediately.

  • We recommend that you review your account statement carefully each month for any suspicious account activity. If you suspect fraudulent activity on your credit card account, call us immediately at (937) 912-7000 or (800) 762-0047.

  • No - as a member of Wright-Patt Credit Union, you are covered under Visa's Zero Liability Policy for fraudulent charges on your credit and debit cards. However, to help alleviate or minimize any inconvenience to you, please monitor your checking and credit card accounts closely, and report any suspicious activity to Wright-Patt Credit Union immediately by calling (937) 912-7000 or (800) 762-0047.

  • If your payment is more than 5 days late, a $20 Late Payment Fee will be assessed.

VIEW ALL FAQs

  • We will not charge you interest on purchases if you pay the entire balance owed each month within 27 days of the statement closing date. Interest will be charged on cash advances and balance transfers beginning on the transaction date.

  • Yes, a business is eligible to have WPCU loan or deposit account, as long as they meet the eligibility requirements for membership. We offer accounts to both small businesses and large businesses, with perks like extraordinary and personalized service.

  • You can use your employer identification number (EIN) to apply for a WPCU business credit card. You will also have to provide your social security number.