Don't Fall for Credit Union Myths!

Talk to Us First!

Don't let common misconceptions steer you away from a better mortgage experience! You'll probably receive recommendations for home financing providers from many people, but don't forget to talk to YOUR credit union. As your caring financial partner, Wright-Patt Credit Union ® (WPCU®) may be able to save you time and money!

Myth vs. Fact Graphic

Hour Glass IconMyth #1: Mortgage Approvals Take a Long Time

False — WPCU’s average time from Application to Clear-to-Close in 2025 is just 19 business days! Get approved fast. Get to closing sooner.

A/B Direction Sign IconMyth #2: Credit Unions Have Limited Mortgage Options

Wrong again! From No Down Payment options to flexible and affordable Adjustable Rate Mortgages, WPCU has the mortgage products to fit your needs and budget

Magnifying Glass (WPCU MC Insert)Myth #3: Credit Unions Are Small and Inflexible

WPCU is the largest credit union in Ohio. Our expansive local presence means you benefit from fast, local loan decisions.

Equal Sign CircleMyth #4: All Mortgage Lenders are the Same

Not true. WPCU offers competitive mortgage rates and fewer fees to help you keep more of your hard-earned money in your pocket.

Talk to a Mortgage Specialist

You can schedule an appointment or speak with a Mortgage Loan Originator by completing the form below to discuss mortgage-related items. The information you've provided will only be used by our team to contact you to set up an appointment or to discuss over the phone mortgage-related matters at your convenience. Be sure to include your full name, daytime phone number, a valid email address, and click submit to receive a response. We will make every effort to get back to you within 3 business days!