Save Better, Borrow Smarter with Great Rates from Wright-Patt Credit Union
Wright-Patt Credit Union® (WPCU®) is dedicated to providing the best rates you will find anywhere. Because we share profits with our members—rather than paying revenue to investors—we can give back through better rates, higher dividends and lower fees. Check out our rates on popular products, then Become a Member today!
| Description | APY |
|---|---|
| TrueSaver: Qualifying Balance | |
Description$0.01 to $1,000.00 |
APY7.00% |
Description$1,001.01 and Higher |
APY0.25% - 7.00% |
| TrueSaver: Non-Qualifying Balance | |
Description$0.01 and Higher |
APY0.25% |
| Secondary Share | |
Description$0.01 to $500.00 |
APY0.25% |
Description$500.01 and Higher |
APY0.25% |
| EasySaver Share, | |
Description$0.01 to $500.00 |
APY0.15% |
Description$500.01 and Higher |
APY0.15% |
| Club Account | |
Description$.01 and Higher |
APY0.15% |
| Money Market Savings Account | |
Description$100.00 to $2,499.99 |
APY2.60% |
Description$2,500.00 to $9,999.99 |
APY2.60% |
Description$10,000.00 to $49,999.99 |
APY2.60% |
Description$50,000.00 and Higher |
APY2.60% |
| Share Certificates - $500 Minimum | |
Description06-11 Month |
APY3.65% |
Description12-17 Month |
APY3.65% |
Description18-23 Month |
APY3.65% |
Description24-35 Month |
APY3.55% |
Description36-47 Month |
APY3.57% |
Description48-59 Month |
APY3.62% |
Description60-71 Month |
APY3.62% |
Description72 Month |
APY3.72% |
| Share Certificates - $100,000 Minimum | |
Description06-11 Month |
APY3.65% |
Description12-17 Month |
APY3.65% |
Description18-23 Month |
APY3.65% |
Description24-35 Month |
APY3.55% |
Description36-47 Month |
APY3.57% |
Description48-59 Month |
APY3.62% |
Description60-71 Month |
APY3.62% |
Description72 Month |
APY3.72% |
| Single Deposit Traditional or Roth IRA - $500 Minimum | |
Description06-11 Month |
APY3.65% |
Description12-17 Month |
APY3.65% |
Description18-23 Month |
APY3.65% |
Description24-35 Month |
APY3.55% |
Description36-47 Month |
APY3.57% |
Description48-59 Month |
APY3.62% |
Description60-71 Month |
APY3.62% |
Description72 Month |
APY3.72% |
| Single Deposit Traditional or Roth IRA - $100,000 Minimum | |
Description06-11 Month |
APY3.65% |
Description12-17 Month |
APY3.65% |
Description18-23 Month |
APY3.65% |
Description24-35 Month |
APY3.55% |
Description36-47 Month |
APY3.57% |
Description48-59 Month |
APY3.62% |
Description60-71 Month |
APY3.62% |
Description72 Month |
APY3.72% |
| Add-On Traditional or Roth IRA | |
Description$100 Min - Variable Rate |
APY3.44% |
Description$100,000 Min - Variable Rate |
APY3.44% |
Description$100 Min - Fixed Rate |
APY3.65% |
Description$100,000 Min - Fixed Rate |
APY3.65% |
| Description | APY |
|---|---|
| Enhanced Health Savings Account ("HSA") | |
Description$0.01 to $1,000.00 |
APY7.00% |
Description$1,000.01 and Higher |
APY1.25% - 7.00% |
| Description | APY |
|---|---|
| Checking With Dividends | |
Description$0.01 to $9,999.99 |
APY0.04% |
Description$10,000.00 to $24,999.99 |
APY0.04% |
Description$25,000.00 and Higher |
APY0.08% |
| Select Checking with Dividends | |
Description$1,000.00 and Higher |
APY0.04% |
| Description | APR |
|---|---|
| Auto Loans (2022 or Newer) | |
DescriptionUp to 63 Months |
APR5.49% - 16.19% |
Description64-75 Months |
APR5.99% - 16.69% |
Description76-84 Months |
APR6.49% - 14.19% |
| Auto Loans (2021 or Older) | |
DescriptionUp to 63 Months |
APR5.99% - 16.69% |
Description64-75 Months |
APR6.49% - 17.19% |
Description76-84 Months |
APR6.99% - 14.69% |
| Motorcycle Loans (2022 or Newer) | |
DescriptionUp to 63 Months |
APR6.79% - 18.00% |
Description64-75 Months |
APR7.29% - 18.00% |
Description76-84 Months |
APR7.79% - 16.29% |
| Motorcycle Loans (2021 or Older) | |
DescriptionUp to 63 Months |
APR7.29% - 18.00% |
Description64-75 Months |
APR7.79% - 18.00% |
Description76-84 Months |
APR8.29% - 11.89% |
| RV & Watercraft Loans (2022 or Newer) | |
DescriptionUp to 84 Months |
APR7.59% - 17.50% |
Description85-240 Months |
APR8.59% - 16.99% |
| RV & Watercraft Loans (2021 or Older) | |
DescriptionUp to 84 Months |
APR8.09% - 17.50% |
Description85-240 Months |
APR9.09% - 17.49% |
| Description | APR |
|---|---|
| Home Equity Loans (LTV 85% or Less) | |
Description60 Months Fixed |
APR7.25% - 8.75% |
Description61-120 Months Fixed |
APR8.00% - 9.50% |
Description121-180 Months Fixed |
APR8.25% - 9.00% |
| Home Equity Loans (LTV 85.1% - 100%) | |
Description60 Months Fixed |
APR8.25% - 9.75% |
Description61-120 Months Fixed |
APR9.00% - 10.50% |
Description121-180 Months Fixed |
APR9.25% - 10.00% |
| Home Equity Line of Credit | |
DescriptionLTV 85% or Less |
APR7.25% - 12.75% |
DescriptionLTV 85.1% - 100% |
APR8.75% - 10.25% |
| Description | APR |
|---|---|
| Credit Cards | |
DescriptionPlatinum Low Rate |
APR10.25% - 18.25% |
DescriptionPlatinum Rewards |
APR13.25% - 21.25% |
DescriptionWright State Alumni Platinum Low Rate |
APR10.25% - 18.25% |
DescriptionWright State Alumni Rewards |
APR13.25% - 21.25% |
DescriptionFirst Time User |
APR17.99% |
DescriptionShare Secured |
APR14.50% |
| Description | APR |
|---|---|
DescriptionSignature Loan - Up to 60 Months |
APR11.99% - 18.00% |
DescriptionQCash - Up to 24 Months |
APR17.00% |
DescriptionReadyLine Line of Credit |
APR10.25% - 18.25% |
DescriptionStretchPay Loan |
APR25.00% |
| Description | APY |
|---|---|
| Business Share Account | |
Description$5.00 to $500.00 |
APY0.25% |
Description$500.01 and Higher |
APY0.25% |
| Dividend Choice/Mission Based Checking | |
Description$0.01 to $9,999.99 |
APY0.04% |
Description$10,000.00 to $24,999.99 |
APY0.04% |
Description$25,000.00 and Higher |
APY0.08% |
| Business Money Market Savings Account | |
Description$100.00 to $2,499.99 |
APY2.60% |
Description$2,500.00 to $9,999.99 |
APY2.60% |
Description$10,000.00 to $49,999.99 |
APY2.60% |
Description$50,000.00 and Higher |
APY2.60% |
| Business Share Certificates - $500 Minimum | |
Description06-11 Month |
APY3.65% |
Description12-17 Month |
APY3.65% |
Description18-23 Month |
APY3.65% |
Description24-35 Month |
APY3.55% |
Description36-47 Month |
APY3.57% |
Description48-59 Month |
APY3.62% |
Description60-71 Month |
APY3.62% |
Description72 Month |
APY3.72% |
| Business Share Certificates - $100,000 Minimum | |
Description06-11 Month |
APY3.65% |
Description12-17 Month |
APY3.65% |
Description18-23 Month |
APY3.65% |
Description24-35 Month |
APY3.55% |
Description36-47 Month |
APY3.57% |
Description48-59 Month |
APY3.62% |
Description60-71 Month |
APY3.62% |
Description72 Month |
APY3.72% |
| Description | APR |
|---|---|
| Business Credit Cards | |
DescriptionBusiness Platinum Low Rate |
APR10.25% - 14.25% |
DescriptionBusiness Platinum Rewards |
APR13.25% - 17.25% |