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Business Credit Cards

​​​​​¹³Low Rate Platinum: The Annual Percentage Rate (APR) is variable and is based upon an index plus a margin and will vary with Prime Rate (the index) as published in the Wall Street Journal, currently 3.25%. The APR for Purchases, Balance Transfers and Cash Advances for the Low Rate Platinum credit card will vary from Prime Rate + 3.00% (currently 6.25% APR) to Prime Rate + 7.00% (currently 10​​​.25% APR), depending upon your creditworthiness. The rate may increase or decrease monthly, but it will never go below 3.00% APR and will never exceed 18.00% APR. Platinum Rewards: The APR is variable and is based upon an index plus a margin and will vary with Prime Rate (the index) as published in the Wall Street Journal, currently 3.25%. The APR for Purchases, Balance Transfers and Cash Advances for the Platinum Rewards and WSUAA Rewards credit cards will vary from Prime Rate + 6.00% (currently 9.25% APR) to Prime + 10.00% (currently 13.25% APR), depending upon your creditworthiness. The rate may increase or decrease monthly, but it will never go below 3.00% APR and will never exceed 18.00% APR. Earn unlimited 1.5% cash back on every purchase; you will earn 1.5 points for every $1.00 spent. Cash advances and balance transfers are not eligible for the 1.5% cash back rewards. For All Credit Cards: All loans are subject to credit review and approval. APRs are accurate as of 11/1/2021 and may change at any time. There is a Foreign Transaction Fee of 1.00% of the final settlement amount for transactions that are initiated in a foreign currency or for transactions occurring in foreign countries and initiated in U.S. Dollars. There is a Returned Payment Fee of the lesser amount of $25 for any payment returned unpaid or the minimum payment amount due for the returned payment. If your payment is more than five days late there is a Late Payment Fee of $20. Credit card applicants under 21 must demonstrate an ability to repay or have a qualified co-borrower or co-signer who is 21 or older​. Click here​ for Credit Card Rates, Fees and Other Cost Information​ related to our credit card products.

​​​​*Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for more information. 
​​**Certain terms, conditions and exclusions apply.  In order for coverage to apply you must use your covered Visa card to secure transactions.  Please refer to your Guide to Benefits​ for more information.​
***Your liability for the unauthorized use of your Card at a Debit/POS merchant is as follows: You will have zero liability for the unauthorized use of your Card provided: (1) you used reasonable care in safeguarding the Card from risk of loss or theft; (2) you have not reported two or more incidents of unauthorized use to the Credit Union in the immediately preceding 12 month period; and (3) your account is in good standing. In all other situations, the maximum liability for unauthorized transactions at a Debit/POS merchant will be $50.00. Visa’s Zero Liability policy covers U.S. issued cards only and does not apply to, certain commercial credit card transactions, ATM transactions, PIN or other transactions not processed over the Visa network. Cardholder must notify issuer promptly of any unauthorized use. Contact issuer for additional details.​​
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