Business Credit Cards

Get the Credit Your Business Deserves

Whether you're looking for a credit card with a low rate and no annual fee, or one that gives you cash back on your purchases, you can feel confident choosing Wright-Patt Credit Union® (WPCU®) for your business needs. You can keep your personal finances separate from your business expenses while getting a lower rate or cash back on eligible net purchases. Whether you're a small business or a solopreneur, you'll get more with a business Visa® credit card from WPCU.

  • Business Platinum Low Rate Credit Card

    The smart choice for your business to keep more of your hard-earned money in your pocket. You'll enjoy no annual fees and no balance transfer fees!

    LEARN MORE
  • Business Platinum Rewards Credit Card

    Receive 1.5% cash back from every dollar spent on qualifying business purchases – with no spending categories or ceilings. Plus, you won’t need to worry about an annual fee, cash advance fees, or balance transfer fees.

    LEARN MORE

Platinum Low Rate Credit Card

Platinum Rewards Credit Card

Variable Rate

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No Annual Fee

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No Balance Transfer Fee

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Zero-Liability Protection

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Variable Credit Limit

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Platinum Visa Card Benefits Included

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Earn Cash Back

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Platinum Low Rate Credit Card

Variable Rate

Green Check Mark

No Annual Fee

Green Check Mark

No Balance Transfer Fee

Green Check Mark

Zero-Liability Protection

Green Check Mark

Variable Credit Limit

Green Check Mark

Platinum Visa Card Benefits Included

Green Check Mark

Earn Cash Back

Platinum Rewards Credit Card

Variable Rate

Green Check Mark

No Annual Fee

Green Check Mark

No Balance Transfer Fee

Green Check Mark

Zero-Liability Protection

Green Check Mark

Variable Credit Limit

Green Check Mark

Platinum Visa Card Benefits Included

Green Check Mark

Earn Cash Back

Green Check Mark

Description APR
Business Credit Cards

Description

Business Platinum Low Rate

APR

10.25% - 14.25%

Description

Business Platinum Rewards

APR

13.25% - 17.25%
  • We recommend that you review your account statement carefully each month for any suspicious account activity. If you suspect fraudulent activity on your credit card account, call us immediately at (937) 912-7000 or (800) 762-0047.

  • If your WPCU credit card or business credit card is lost or stolen, please call (937) 912-7000 or (800) 762-0047 immediately.

  • No - as a member of Wright-Patt Credit Union, you are covered under Visa's Zero Liability Policy for fraudulent charges on your credit and debit cards. However, to help alleviate or minimize any inconvenience to you, please monitor your checking and credit card accounts closely, and report any suspicious activity to Wright-Patt Credit Union immediately by calling (937) 912-7000 or (800) 762-0047.

  • If your payment is more than 5 days late, a $20 Late Payment Fee will be assessed.

  • We will not charge you interest on purchases if you pay the entire balance owed each month within 27 days of the statement closing date. Interest will be charged on cash advances and balance transfers beginning on the transaction date.

  • Yes, a business is eligible to have WPCU loan or deposit account, as long as they meet the eligibility requirements for membership. We offer accounts to both small businesses and large businesses, with perks like extraordinary and personalized service.

  • You can use your employer identification number (EIN) to apply for a WPCU business credit card. You will also have to provide your social security number.

Wright-Patt Credit Union Business Credit Card

Whether your business needs a low-rate credit card with no annual fee, or one that gives you cash back on eligible net purchases, Wright-Patt Credit Union has options for you.

Our Business Platinum Low Rate Credit Card is a great choice if you need a lower rate for a balance transfer or other business expenses. If you use a credit card for everyday purchases and pay off your balance in full each month, our Platinum Rewards Credit Card can help you put more money back into your business with 1.5% cash back on every qualifying purchase with no annual fee.

We’re here to help make your life a little easier and give you the tools you need to grow your business to make it as successful as possible. Our Member Business Services team is available to answer any questions you have or help you apply for a business Visa credit card today.

Cardholder Resources

At Wright-Patt Credit Union, we understand that managing business finances can be complicated. That's why we provide our business Visa credit cardholders with resources to make financial decisions easier. Our mobile and online banking allows you to view statements, make payments, track expenses, and set spending alerts from your desktop or phone.

You also get access to free financial tools like budget planners, ROI calculators, and cash flow worksheets. With personalized support available from our financial coaches, fraud monitoring, and expense tracking features, you have everything you need to confidently manage your spending.

We're committed to transparency and equipping our members and cardholders with the resources for financial clarity.

Apply Today!

Keep more of your hard-earned money with a business credit card from Wright-Patt Credit Union. With an eligible Visa credit card from WPCU, you’ll get valuable banking solutions to help propel your business forward, no matter which business Visa card you select.

You’ll also get the personalized service you expect from a credit union, plus all the tools you need to stay on top of your finances, like convenient mobile and online banking for all of your accounts, including your business checking account or business savings account. We also provide a suite of small business resources for our members. Apply for a Business Credit Card today!