Treasury Services

Click here to register for Business Online Banking.

Overview
Located on a single platform, your business will have access to the right set of tools any time you need it. Clean, intuitive interface designed around your business needs. ACH and Wire functionality with payment templates to reduce errors and provide efficiency.

To learn more about Business Online Banking, click here for an interactive demo.

Benefit Highlights:

• Enhanced ACH and Wires supporting Wire and ACH templates, NACHA and CSV file import, Approval workflows and notifications, and recurring ACH and wire payments.
• User Entitlements and Segmentation allowing company administrators control of business user creation. Robust entitlement options, user reporting and password reset and user unlock capabilities.
• Business Banking is mobile. Receive push notifications and manage approvals on the go. Check your balance and deposit checks via mobile deposit.

Benefit Highlights:

• You get same-day processing to your business checking account if you deposit by 4:00 pm* EST
• Money gets into your account faster by submitting checks as you receive them – instead of stockpiling until you have time to get to a bank or ATM

• Advanced technology recognizes and reads the check amounts accurately and the ability to scan multiple checks per each deposit saves you even more time
• Single sign-on through Mobile or Online Banking with no need for an additional login

Contact Member Business Services for a free, 90-day trial.

*Same-day processing for Business Check Capture deposits made by 4:00pm, as long as checks meet requirements for approval.

Overview

ACH (Automated Clearing House) transfers give you the ability to electronically collect payments from customers or clients and make vendor and employee payroll payments.

Wire Transfers are one of the fastest ways to transfer money and are conveniently performed via WPCU Online Banking—no need to visit or call a Member Center.

Both eliminate the need for physical checks, saving you time and money.

Benefit Highlights:

• ACH transfers let you schedule future-dated payments, making time management a little easier for you
• Our ACH service provides a complete payment history that you can review and manage
• Our wire transfers save payee information for future transactions and eliminate the need to sign up every time you use a wire transfer--real time savers

Overview

Positive Pay is an online tool that reduces the risk of check or ACH fraud. Positive Pay matches the data and information entered into Online Banking against a list you provide. All components must match exactly or the checks and/or ACHs will not pay.

Benefit Highlights:

• You have complete control over which checks/ACHs are paid and which are held for review.
• You can manage your own exceptions.
• Customize reporting for your business needs.
• The ability to submit transactions individually or as a file.
• Easily export data via Excel or PDF.

Overview:

Owning a business can be demanding--from tracking inventory and supervising employees to taking orders and everything in between! That's why Wright-Patt Credit Union has teamed up with Clover®. Clover can help simplify your operations with an all-in-one payment processing system and business management solution tailored to meet the unique needs of your business.

Benefit Highlights:

Clover can help you:

• Accept more types of payments including EMV® chip cards, Apple Pay® and Samsung Pay®
• Help protect your customers, business and reputation from fraud with built-in security
• Help generate more visits and more sales through mobile loyalty and rewards programs
• Uncover new insights and compare sales against competition within your market
• Grow your business online and manage everything in one place
• Manage inventory, employee schedules, payroll and more

To learn more and for a free, no-obligation analysis of your current merchant processing program, please call (859) 285-8899 and we will get you in touch with our Clover representative.

© 2024 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

EMV is a registered trademark of EMVCo, LLC.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

Overview

When running a small business, we know time is money. That’s why WPCU offers business members digital invoicing and payment acceptance capabilities, powered by Autobooks*. Payments & Invoices are conveniently available within Business Online and Mobile Banking and your customers’ payments are deposited directly to your WPCU business checking account.

Benefit Highlights:

• Send a professional invoice right to your customer’s inbox and accept electronic payment.
• Payments go right into your business checking account.
• Always know your payment activity.
• Automate your business’ accounting and manage cash flow.
• No monthly fees, annual fees, or flat fees associated with accepting payments and issuing invoices — instead simply pay a competitive payment processing fee each time you get paid.

* A WPCU Business Checking Account and Business Online Banking are required. Services are provided by Autobooks. No monthly fees to send invoices and accept payments. Payments collected through Autobooks are subject to a processing fee. Fees and features of Autobooks are subject to change based on terms and conditions of Autobooks’ service agreement.

Overview

Without a smart plan to effectively manage your cash, business risk, and employees, you may find yourself facing one serious obstacle after another, even as you try to grow your business. That’s why WPCU has partnered with 937 Payroll to provide a scalable suite of easy-to-use payroll, HR, and benefits solutions to help you address the unique needs of your business, so you can stay focused on your goals.

Benefit Highlights

• Make it easier to pay employees with mobile payroll solutions, live support, and flexible payment options to your employees.
• Gain better control of your cash through visibility into your cash reporting and payroll liability, general ledger integration with popular accounting software, and the ability to improve cash flow predictability and elimination of risk of large upfront premium deposits for workers’ compensation insurance.
• Reduce your compliance risk with automated federal, state, and local payroll tax management, a dedicated HR portal that provides critical information, including alerts on legislative changes, an easy-to-use wizard for creating and updating your employee handbook and job descriptions, and versatile time tracking and scheduling solutions.

For more information or to request a quote for your business, click here.

The views expressed by 937 Payroll are not necessarily those of WPCU. This website contains a link to a third-party website and clicking on the link will take you to a website not operated by WPCU. This link is provided for your convenience only and WPCU is not responsible for the content of third-party websites. Privacy and security policies of the website to which you are linking may differ from that of WPCU.