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Special Patronage Dividend

​Special Patronage Dividends are not guaranteed.

Our members' use of the credit union make them possible. The more our members take advantage of the many different accounts and services WPCU has to offer, the more everyone will benefit!

If you receive the Patronage Dividend in January 2025​, all share dividends earned (dividends earned from a share account and loan balances) will be reported on IRS Form 1099-INT. All non-share dividends (dividends earned from loan balances, and first mortgage, debit card, financial planning, WPCU's Home Banking, WPCU's Mobile Banking, Call-24 and eStatement relationships) will be reported on IRS Form 1099-MISC if $600 or more is accumulated for the year.

​​​​​​​​*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Wright-Patt Credit Union® and WPCU® Retirement Solutions are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using WPCU Retirement Solutions, and may also be employees of Wright-Patt Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Wright-Patt Credit Union or WPCU Retirement Solutions. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency | Not Wright-Patt Credit Union ​Guaranteed | Not Wright-Patt Credit Union Deposits or Obligations | May Lose Value

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Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

LPL Financial Form CRS

​​The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.​
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​**Detailed criteria: Card is not closed, minimum of 4 and less than 20 transactions consisting of ATM, POS or Debit transactions for each month the account was open during the 2024 calendar year.
***Detailed criteria: Card is not closed, minimum of 20 transactions consisting of ATM, POS or Debit transactions for each month the account was open during the 2024 calendar year.​​​
†Percentage amount may be adjusted month over month until the final forecast in December to ensure the payout stays within the board approved amount.​