Get on the Fast Track to Savings!

A TrueSaver savings account is a great way to build your foundational emergency savings and get on the fast track to savings — and financial peace of mind and wellbeing.

With just a $5 minimum balance and no monthly service fee, TrueSaver gives you the highest rate we offer on your first $1,000 saved — 7.00%. Balances greater than $1,000 pay a more traditional savings account rate of 0.25% - 7.00%.

Qualifying TrueSaver Balances:
$0.01 to $1,000.00 | 7.00%
$1,001.01 and Higher | 0.25% - 7.00%

Non-Qualifying TrueSaver Balances:
$0.01 and Higher | 0.25%

To earn the higher rate on your first $1,000.00 in your TrueSaver account, the following qualifications must be met: 

1. The account must have an active checking account. An active checking account is defined as an account that has a minimum of four (4) "qualifying transactions” per dividend period, in any combination. Qualifying transactions are: (a) Bill Pay Transactions, (b) ACH deposits and withdrawals, (c) Debit Card transactions, (d) Point of Sale transactions, or (e) Cleared checks. 
2. The account must have at least one (1) direct deposit transaction within a 45-day period OR be set up to receive eStatements.
3. The Primary member must provide the Credit Union with a Social Security number or Tax Identification Number. 
4. Primary members with more than one qualifying TrueSaver account will receive the TrueSaver rates specified in the Current Dividend Rates sheet for the qualifying account with the oldest open date.
5. The primary member must be a Member in Good Standing at the time dividends are paid to the account. 

Accounts where the primary member is 17 years of age or younger must only meet qualifications 3-5 above.

It pays to be a member of WPCU, where you’ll find great savings rates and so much more!

• More Value for Members. As Ohio’s largest credit union, WPCU has been helping people for 90 years and counting. We return value to all our members every day with great savings rates and some of the best savings options in the area.
• Looking Out for You. Unlike a bank, WPCU is a member-owned, not-for-profit financial cooperative. This means our members benefit from our profits, not stockholders. That’s the WPCU difference!
• Safe. Sound. Secure. As a member, you can rest assured that your funds are federally insured up to $250,000 (in some cases up to $500,000 for joint accounts) by the National Credit Union Administration (NCUA), the sister organization to the FDIC for credit unions. We remain safe, secure, highly liquid and in excellent financial condition. We take the trust our members place in us seriously and will continue making sound decisions with your hard-earned money.