Make Homeownership Happen with Flexible Home Financing
At Wright-Patt Credit Union® (WPCU®), we believe in the power of homeownership. More than just a milestone, owning your home opens the door to financial stability, wealth-building and community belonging.
It’s why we work hard to help our members take meaningful steps toward homeownership, giving you the knowledge, tools and support you need to be ready to buy and maintain a home.
Homeownership is Closer Than You Think: Flexible Home Financing
With the right guidance and resources, buying a home doesn’t have to feel out of reach. At WPCU, we offer specialized programs that can help, such as:
BrightStart™ Down Payment Assistance: Saving up for a down payment can take time. With the BrightStart™ Down Payment Assistance program, you may qualify for a matching grant of up to $2,500 to put toward your down payment.*
Pathways to Homeownership: This collaborative program provides specialized support and resources for the Northwest Dayton community. Eligible buyers receive homebuying education and guidance, plus down payment and closing cost assistance to make homeownership more accessible.
Get in touch with our mortgage experts to learn if one of these programs, or another program from across our region, is the best fit for you.
Open the Door to Homeownership: FREE Homebuying Education
Buying a home goes beyond just applying for a mortgage loan. WPCU offers free homebuying education to help you understand the entire process and prepare your finances for buying—and maintaining—a home.
Check out our upcoming spring events:
Bloom Into Homeownership: Homebuying Seminar
Join us for this FREE event, where you’ll get practical guidance to help you demystify the mortgage process and stay ahead of the homebuying game.
Our mortgage pros will help you:
- Gain a clear understanding of the homebuying process—from pre-approval to closing—so you know exactly what to expect.
- Evaluate your financial readiness, including your credit score, debt-to-income ratio and budget.
- Explore mortgage loan options, down payment assistance programs, and strategies to help you secure the best possible rate.
This is one event you don’t want to miss, because all attendees will get a $250 coupon to use towards closing costs on their home loan with WPCU!**
Choose from two convenient options to attend: in-person at our WPCU headquarters in Beavercreek, or online for a virtual lunch-and-learn:
Register for the In-Person event: Tuesday, April 14, 2026 | 6:00-7:30 pm
Register for the Virtual event: Thursday, April 30, 2026 | 12:00-1:00 pm
From Hope to Home: A Sunshine Community Fund® Event
Thursday, April 30, 2026 | 6:00-7:30 pm
Dreaming of a new home? Want to know how to get started? Register for this virtual class to learn about the value of owning a home and build confidence for your own homebuying journey.
Ready to Take the Next Step to Homeownership? Let’s Make It Happen.
No matter where you are in your homebuying journey, Wright-Patt Credit Union® (WPCU®) is here to help you reach your goals with expert guidance and support.
Talk to our mortgage experts today to learn more about our flexible home loans, down payment assistance programs and free education to help you get ready for homeownership. We’re With You!
*BrightStart™ Down Payment Assistance grants require an approved mortgage loan through WPCU. Mortgage loans processed by myCUmortgage, LLC, NMLS ID 565434 – a wholly owned subsidiary of Wright-Patt Credit Union. Wright-Patt Credit Union NMLS ID 510034. This is not a commitment to lend. Employees, officers and directors of Wright-Patt Credit Union, Inc., and each of its subsidiaries, affiliates and related companies, as well as immediate family members (defined as parents, spouses, children, siblings, grandparents, and their respective spouses) and/or those living in the same household (whether related or not) of such persons are not eligible to participate in this program. Funds are limited and are available on a first-come, first served basis. Qualifications and restrictions apply.
**This coupon entitles the attendee to a $250 lender credit towards closing costs on a mortgage loan for the purchase of a residential owner-occupied property originated and closed with Wright-Patt Credit Union, Inc. This offer is nontransferable and is valid for applications received by December 31, 2026. Applications are subject to credit review and approval. Only one coupon may be used per loan application. Credit will be applied at closing. This coupon has no cash value and cannot be redeemed for cash. Cannot be combined with other promotional offers. Wright-Patt Credit Union, Inc. reserves the right to discontinue or modify this promotion at any time without prior notice, provided that any applicant who has submitted an eligible application prior to such discontinuance or modification will remain eligible for the credit.