Refi Your Ride

Your Ride. Your Rate. Your Call.

Refinance your vehicle from another lender with Wright-Patt Credit Union® (WPCU®) between September 14 - December 31, 2026, and see how much you could save! 

Take advantage of this special, limited time offer:

  • Receive a 1% cash rebate on your refinanced auto loan – up to $500 back!
  • Option to defer payment for 90 days (interest will be calculated from day one). Free up your budget for three months!

Ready to reset your budget? The rebate and savings from the deferred payments are great ways to start or add to your emergency savings, pay down high-interest debt or help with everyday expenses.

As your local, caring financial partner, WPCU is always looking for ways to help you save better, borrow smarter and reach your goals on your Financial Flexibility and Freedom® journey. 

Description APR
Auto Loans (2023 or Newer)

Description

Up to 63 Months

APR

4.99% - 15.44%

Description

64-75 Months

APR

5.49% - 15.94%

Description

76-84 Months

APR

5.74% - 11.74%
Auto Loans (2022 or Older)

Description

Up to 63 Months

APR

5.49% - 15.94%

Description

64-75 Months

APR

5.99% - 16.44%

Description

76-84 Months

APR

6.24% - 12.24%
Motorcycle Loans (2023 or Newer)

Description

Up to 63 Months

APR

6.54% - 17.75%

Description

64-75 Months

APR

7.04% - 17.75%

Description

76-84 Months

APR

7.54% - 16.04%
Motorcycle Loans (2022 or Older)

Description

Up to 63 Months

APR

7.04% - 17.75%

Description

64-75 Months

APR

7.54% - 17.75%

Description

76-84 Months

APR

8.04% - 11.64%
RV & Watercraft Loans (2023 or Newer)

Description

Up to 84 Months

APR

7.34% - 17.25%

Description

85-240 Months

APR

8.34% - 16.74%
RV & Watercraft Loans (2022 or Older)

Description

Up to 84 Months

APR

7.84% - 17.25%

Description

85-240 Months

APR

8.84% - 17.24%