Spring is all about fresh starts. As you take the time to declutter, get organized and tidy up your home for the new season, why not do the same for your finances?
Just like a deep clean that resets your space, taking a fresh look at your finances can help you reduce financial stress and stay on track toward your goals.
At Wright-Patt Credit Union® (WPCU®), we're here to help. Here are a few simple ways to refresh your finances this spring:
Dust Off Your Budget – Now's a great time to review your monthly income and expenses. Has anything changed recently? Are there areas where you can cut back to increase your savings? Tip: If you're new to budgeting, check out this budget worksheet to help you get started! Review Your Subscriptions – Those streaming services, meal kits and monthly deliveries can really add up. Take a fresh look at the recurring charges hitting your account each month and cancel anything you don't need or use to free up extra cash in your budget! Tip: Be careful when signing up for “free trials" — you might be charged once the trial period ends. Track Your Spending – Do you know where your money is going each month? Without tracking, it's easy to lose sight of your spending habits. Tip: Use WPCU's Money Management tool to track and manage all your financial accounts in one place. It's easy and free! Freshen Up Your Savings Goals – Check in on your savings goals or set new ones. Whether you're saving for vacation, a new home or building your emergency fund, knowing where you stand will help you stay on track! Tip: Make saving fun by rewarding yourself with a small treat or special outing when you hit milestones along the way.
Dust Off Your Budget – Now's a great time to review your monthly income and expenses. Has anything changed recently? Are there areas where you can cut back to increase your savings?
Tip: If you're new to budgeting, check out this budget worksheet to help you get started!
Review Your Subscriptions – Those streaming services, meal kits and monthly deliveries can really add up. Take a fresh look at the recurring charges hitting your account each month and cancel anything you don't need or use to free up extra cash in your budget!
Tip: Be careful when signing up for “free trials" — you might be charged once the trial period ends.
Track Your Spending – Do you know where your money is going each month? Without tracking, it's easy to lose sight of your spending habits.
Tip: Use WPCU's Money Management tool to track and manage all your financial accounts in one place. It's easy and free!
Freshen Up Your Savings Goals – Check in on your savings goals or set new ones. Whether you're saving for vacation, a new home or building your emergency fund, knowing where you stand will help you stay on track!
Tip: Make saving fun by rewarding yourself with a small treat or special outing when you hit milestones along the way.
Not sure where to start? Take WPCU's Financial Flex Snapshot to get a quick, clear view of your financial picture. You'll learn what's going well when it comes to your money and where there are opportunities to do better. It takes less than 2 minutes to complete and see your results!
Go ahead, give your finances a refresh, set new goals and take the next step in your Financial Flexibility and Freedom® journey. We're With You!