Getting Married

Nate & Savannah B., members since 2018

Helping you manage money as a team so you can live the life you want to live…together!

Getting married is a special and exciting time! But amid all the excitement, it’s easy to forget that marriage is also a financial journey adjustment that comes with several important considerations. At Wright-Patt Credit Union® (WPCU®), we help make it easier to prepare your finances for married life. We’ll help you set shared goals and organize your finances so you can plan for a successful financial future together.

  • Understanding Your Financial Flexibility and Habits

    Discuss your financial health and habits with your soon-to-be spouse:

  • Organizing Your Finances as a Couple

    Bring your finances together and establish honest expectations for saving and spending money:

  • Planning for Your Future Together

    Set shared goals and strategies to help guide you toward a successful and secure financial future:

Understanding Your Financial Flexibility and Habits

Discuss your financial health and habits with your soon-to-be spouse:
  • Do each of you have a full, accurate picture of your current financial situation?
  • Have you reviewed your credit reports together or individually?
  • Do each of you have a debt repayment or credit building plan? 
  • Have you discussed each other’s saving goals and spending habits?

  • Do you have a shared vision of your financial future?

Our financial coaches can help you start these important financial conversations before getting married. Stop by your local Member Center to talk to a financial coach today.

Organizing Your Finances as a Couple

Bring your finances together and establish honest expectations for saving and spending money:
  • Determine if you will consolidate your personal accounts, maintain separate accounts, or use a hybrid approach. 
  • Set realistic and honest expectations for spending and saving money.
  • Consider financial coaching to review your combined financial picture and goals. 
  • Decide how you will handle paying bills and making financial decisions as a couple.
  • Create a household budget based on your combined income and expenses.

Meet with one of our financial coaches at your local Member Center to begin organizing your finances as a couple and discover the saving strategies that work best for both of you.

Planning for Your Future Together

Set shared goals and strategies to help guide you toward a successful and secure financial future:
  • Assess your insurance needs as a couple, including home, auto, health, and life.
  • Make or update legal documents, including wills, power of attorney, and health care directive documents and organize them by using our End of Life Planning checklist so you and your partner know where your documents are safely located.

Stop by your local Member Center today to meet with one of our financial coaches and begin planning for your financial future together.

  • Financial Learning Center

    There is a wealth of free financial learning seminars, webinars, online resources and more at the WPCU Financial Learning Center.

  • Brochures/Documents

    Learn more about the products, services and resources available from Wright-Patt Credit Union that can help you on your Financial Flexibility and Freedom® journey.

  • Budget Worksheets

    Start a budget and create a monthly spending plan with our easy-to-use financial worksheets.

  • Financial Calculators

    Use our financial calculators to estimate monthly payments, refinance needs, estimated savings and more.

  • Financial Learning Center

    There is a wealth of free financial learning seminars, webinars, online resources and more at the WPCU Financial Learning Center.

  • Financial Flex Snapshot

    Take 2 minutes to answer 8 questions and receive a snapshot of what's going well with your money and opportunities to improve your Financial Flexibility and Freedom® journey!