Due to the U.S. Mint no longer making new pennies, WPCU has a limited supply and cannot guarantee pennies will be available. Learn more.
Save to Win is a fun, new way to level up your savings!
With Save to Win, rather than earning dividends, every $25 saved in your Save to Win account earns an entry into monthly, quarterly and annual drawings for a chance to win cash prizes from our Wright-Patt Credit Union®(WPCU®) member-only prize pool and a national prize pool. You could win up to $15,000! In addition to the $152,900 available in prizes nationwide, our members have an exclusive WPCU member-only prize pool of $154,500 up for grabs in 2025!
Reach your savings goals and have some fun along the way with a chance to win!
Save to Win is a savings account with a twist! With Save to Win, rather than earning dividends, every $25 saved in your Save to Win account earns you an entry into monthly, quarterly and annual drawings for a chance to win cash prizes from our WPCU member-only prize pool and a national prize pool.
Prizes are awarded monthly, quarterly and annually, with chances to win each month. You could win up to $15,000 from our WPCU member-only prize pool! There are also national prizes up for grabs.
It’s easy to start saving and earning chances to win with Save to Win!
An account holder earns one (1) entry for every $25 increase in the monthly balance of the qualifying Save To Win savings account at month’s end (month over month balance increase). There is a maximum of 100 entries per month, 300 entries per quarter, and 1,200 per year.
Example 1
Example 2
To qualify for entries on a Save to Win account, you must:
Prizes are awarded monthly, quarterly and annually, with chances to win each month. You could win up to $10,000 from our WPCU member-only prize pool! There are also national prizes up for grabs.
National Drawing Prizes:
Wright-Patt Credit Union Drawing Prizes:
No. Save to Win savings accounts are only for consumer members. See the Save to Win Truth-In-Savings disclosure and Official Rules for more details, including eligibility requirements.
Yes, there are no guaranteed dividends with this account and members must monitor their eligibility to ensure they remain qualified to earn entries and prizes. Odds of winning are dependent on the amount of eligible entries received, and not everyone will win a cash prize. See the Save to Win Truth-In-Savings disclosure and Official Rules for more details, including eligibility requirements.
No, dividends are not paid on Save to Win accounts. See the Save to Win Truth-In-Savings disclosure and Official Rules for more details, including eligibility requirements.
No, only one Save to Win savings account is allowed per primary SSN/TIN submitted. See the Official Rules for more details.
All winners are randomly selected by Wright-Patt Credit Union's third-party vendor-partner, CU Solutions Group, Inc. (CUSG). See the Official Rules for more details.
Please refer to the Save to Win Truth-In-Savings Account Disclosure for information on account details, account limitations and/or applicable fees.
See the Save to Win Truth-In-Savings disclosure and Official Rules for more details, including eligibility requirements.
See the Save to Win Truth-In-Savings disclosure and Official Rules for more details, including eligibility requirements.
You must be 18 years or older to open a Save to Win savings account. The winner must meet all eligibility requirements mentioned in the Official Rules and Save to Win Truth-In-Savings Account Disclosure.
In order to be eligible for the current drawing period, your account must be open through the Drawing Period. A Drawing Period is the last day of each month for any applicable monthly drawings, the last day of each quarter for any applicable quarterly drawings and the last day of each calendar year for any applicable annual drawings. See the Official Rules for more details.
Yes, but you will not be eligible to win any prize drawings for the months you do not live in Ohio. See the Official Rules for more details.
Yes, but you will no longer be eligible for the prize drawings, and the Save to Win account will still not pay dividends. A different savings option may be more beneficial for you. We invite you to speak with a Financial Coach at a nearby Member Center or by calling our Member Help Center to see which savings option may be best for you! See the Official Rules for more details.
Participating members will receive Raffle entries automatically based upon the following:
Automatic entries will be recorded by Wright-Patt Credit Union once the balance is calculated at month-end processing. Qualifying deposits must be received and posted by Wright-Patt Credit Union by midnight Eastern time on the last day of each month. Automatic entries are eligible to win only during the drawing period in which they were submitted. Other than making the required deposit, no other action, and no other purchase or other consideration is required for an entry into a prize drawing. See the Official Rules for more details.
Save to Win entries are calculated based on month-over-month balance increases. A withdrawal from your account could affect whether you had a balance increase for a particular month. If due to your withdrawal you do not have a balance increase compared to the prior month, you will not receive entries for that particular drawing period. See the Official Rules for more details.
National and Wright-Patt Credit Union drawings are held the 14th of each month, for the month prior, quarter prior and for the prior year, respectively. See the Official Rules for more details.
Winners will be sent a letter via postal mail. Prizes are non-transferrable. Winners do not need to be present at the drawing to win.
Yes. A participating member is limited to winning one Save to Win national prize per drawing period and one Wright-Patt Credit Union prize per drawing period. See the Official Rules for more details.
All cash prizes from the national drawings and cash prizes from the Wright-Patt Credit Union drawings will be deposited into the winning member’s TrueSaver share account. Wright-Patt Credit Union will provide members who win prizes of $600 or greater for the given tax year an IRS 1099-MISC form. See the Official Rules for more details.
Winners that receive prizes totaling $600 or greater each year are required to report earnings on their tax returns and may be required to pay applicable state and federal taxes. Wright-Patt Credit Union will provide 1099-MISC forms to those winners in January for their previous year’s winnings. See the Official Rules for more details.
Actual odds of winning are based upon the number of eligible entries received. For each eligible entry, the chance of winning monthly, quarterly or annual prizes is equal to that of all other entries in the raffle*. See the Official Rules for more details.