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Let Us Help Fill College Funding Gaps

College is a big investment, which is why it's important to know your options, plan ahead, and choose wisely to pay for it. Most families do not have enough college savings to pay for four years of tuition, room, board, books, and other expenses. Wright-Patt Credit Union (WPCU) can help you plan and bridge the funding gap! We recommend you follow these three steps to fund your college education:

  1. Secure Free Money First

​​First you should take advantage of scholarships and grants, which cost you nothing and do not have to be repaid if you meet certain conditions. These may come from your high school, community, college, or other organizations. Grants are usually awarded to students with financial need. Scholarships, however, can be based on need or academics, activities, and community involvement.

  1. Explore Federal Student Loans

​After scholarships and grants, you can turn to federal student loans. A loan is money that you borrow and must pay back with interest, but federal loans may come with benefits not available from other types. They generally come with a fixed interest rate and may have income-based repayment plans or public service forgiveness available. You will find federal student loans offered within your award letter from your college.

  1. Fill the Gap with Private Student Loans

When scholarships, grants, and federal student loans aren't enough, you may need to consider private student loans from a lender like WPCU. Our private student lending solution comes with competitive rates, an easy online application, personalized support, and a unique line of credit that allows you to secure funding for your entire undergraduate career with just one application!*

WPCU is here to help!

How are you preparing your finances for college life? Are you looking for a little extra help? When it comes to getting to, through and beyond the smart way, WPCU is here! From smart spending, saving for college-related expenses, to filling the tuition gaps that aid and savings may leave behind, WPCU is pleased to offer student solutions to help, including our:

  • Totally Fair® Checking with no minimum balance requirements
  • TrueSaver® and Money Market Savings Accounts
  • Undergraduate Line of Credit
  • Graduate Business Line of Credit
  • Refinance Student Loan
  • Parent Refinance Student Loan
  • Personal Signature Loan
  • Educational Resources

Learn more today about how we can help you fill the college funding gap. Let WPCU be your partner on your financial flexibility and freedom journey, we are here to help you every step of the way. We'll get there. Together! 

*Subject to annual review and credit qualification. Must meet school's Satisfactory Academic Progress (SAP) requirements. 

All loans are subject to credit review and approval​.