⁹Personal Signature Loan: All loan applications are subject to credit review and approval. Annual Percentage Rates (APRs) are accurate as of 02/01/2023 and are dependent upon creditworthiness. The APR for a Signature loan is a fixed rate for the duration of the loan. The APR will vary from 10.99% APR to 18.00% APR, depending upon your creditworthiness; the APR will be determined at the time your application is approved. Loan amounts up to $7,999 have a maximum term of 48 months and loan amounts $8,000 or more have a maximum term of 60 months. For example, a Signature loan for $7,000 with a 48-month term (4 years) at 10.99% APR will have a monthly payment of $180.89. Other rates, terms, payments, and loan amounts are available. The minimum loan amount is $500, and the maximum loan amount is $50,000. If your payment is more than 10 days late, there is a Late Payment Fee of 5% of the payment due. There will be a $75 Rate Modification Processing Fee each time we approve a request to lower your APR.