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5 Great Benefits of Credit Union Membership

Do you know the differences between a credit union and a bank? Although banks and credit unions have similar services, there are unique benefits that come with belonging to a credit union!

Here's a closer look at some of the advantages of becoming a credit union member:

#1: Credit unions put members first

The biggest difference between a bank and a credit union is that credit unions answer to their members, not investors. Credit unions like Wright-Patt Credit Union (WPCU) are not-for-profit organizations that exist to serve their members. At WPCU, we take pride in putting our members first and serving their best interests. We do this by reinvesting our earnings back into our members and the services we provide.

​When you join WPCU, you become a member-owner, which means you get to have a say in how the credit union is run, such as being able to vote for the Board of Directors. You also share in our success through great rates, minimal, low fees and even money back in the form of a Special Patronage Dividend* when there are excess earnings at the end of the year. We're always looking for ways to put more money back into our members' pockets!

#2: Your money is safe and secure

Similar to banks, credit unions are insured by the NCUA, making them a safe and secure place to keep your money. You can be confident that your money will be protected and responsibly managed at your credit union.

#3: Convenient services that go wherever you do

These days you can do almost anything from your mobile device or computer, including managing your money. WPCU's Mobile and Online Banking services make it fast, easy and secure to check your accounts, transfer money, pay bills and much more.

#4: Your credit union is part of your community

Credit unions are founded on the philosophy of “people helping people." They are run by members of the local community for members of the local community!

​At WPCU, we work to make a positive difference in the lives of our members, friends and neighbors every day. Our partner-employees rally together to donate their time, energy and talents to enrich the communities we serve. One way we do this is with our Sunshine Community Fund, which has raised more than $2 million for local nonprofits over the years.

#5: Friendly service, financial education and advice

At WPCU, we're committed to providing extraordinary service that goes above and beyond what you can expect from a bank. We take our service a step further by offering financial education and tools to help you make smart decisions about managing your money. Everything we do is designed to help you gain financial flexibility and freedom so you can live the life you want to live!

It's easy to become a member of Wright-Patt Credit Union!

Most individuals in Southwest and Central Ohio are eligible for the great benefits of Wright-Patt Credit Union. View our easy eligibility requirements and start saving today. If you're already a member, tell a friend or family member about the great benefits of WPCU!

​*Special Patronage Dividends are not guaranteed. Our members' use of the credit union makes them possible.