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Health Savings Plan

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​​​​​​​​​​​​​​​³For All HSA Accounts Listed: The Annual Percentage Yields (APY’s) shown are as of the last dividend declaration date September 22, 2022. Please contact the Credit Union for current rate and account information. These accounts are variable rate accounts, and the APYs may change after the account is opened. Fees may reduce earnings. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your TrueSaverTM account. There is no minimum deposit to open the Health Savings Account (HSA). For additional account information, please see the Truth-in-Savings disclosure provided at account opening or linked below under “View Disclosures” and the select the applicable product. For technical questions relating to HSA, consult a tax advisor.
HSA Enhanced: The applicable dividend rate for qualified shares is paid in a Tiered Method, based on the average daily balance in the account for the dividend period. Dividends are paid at the stated APYs only on the portion of the balance within the specified balance tier. If you meet the rate qualifications, the first APY shown for “Qualifying Shares” will be paid only on the portion of your average daily balance that was greater than $0.00 but less than $500.01. If you do not meet the rate qualifications, the APY shown ​for “Non-qualifying Shares” will apply only on the portion of your average daily balance that was greater than $0.00 but less than $500.01. Both Qualifying and Non-qualifying Shares will be paid the APY shown for “$500.01 and Higher” only on the portion of your average daily balance that was $500.01 and greater. To earn the “Qualifying Shares” APY, you must meet the Rate Qualifications outlined in the Truth-In-Savings disclosure for the specific share type. If your insurance plan is part of an employer-based HSA benefit, the employer may choose to absorb the monthly fee charged for the HSA Enhanced account. You cannot be covered by any health plans other than your HSA-qualified High Deductible Health Plan (HDHP), other types of insurance like specific injury insurance or accident, disability, dental care, vision care, or long-term care insurance are permitted. Consult your tax advisor for more details.
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