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Platinum Rewards Credit Card

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​​​​​​​*Earn 5% cash back on your first $1,000 of eligible grocery and gas purchases made between 7/1/2022 through 8/31/2022. Earn unlimited 1.5% cash back on every purchase after your first $1,000 (you will earn 1.5 points for every $1.00 spent) or after 8/31/2022, whichever comes first. This promotion is strictly limited to the following merchant category codes: (5411) Grocery Stores/Supermarkets, (5542) Automated Fuel Dispensers, (5541) Service Stations, (5310) Discount Stores, (5912) Drug Stores & Pharmacies, (5499) Misc Food Stores, (5300) Wholesale Clubs, (5331) Variety Stores, (5422) Freezer/Meat Lockers. Any transactions that are not specifically categorized under one of specified promotion codes will not be eligible for the 5% cash back and earn the normal 1.5% cash back per your program’s terms and conditions. Promotion is available only once per Wright-Patt Credit Union Platinum Rewards Card. Cash advances and balance transfers are not included in this promotion.

​​​​​​​​​​​​​​​​​​⁸​ Annual Percentage Rates (APRs) are accurate as of 8/1/2022 and may change at any time. The APR is variable and is based upon an index plus a margin and will vary with Prime Rate (the index) as published in the Wall Street Journal, currently 4.75%. The APR for Purchases, Balance Transfers and Cash Advances for the Platinum Rewards credit card will vary from Prime Rate + 6.00% (currently 10.75% APR) to Prime Rate + 14.00% (currently 18.00% APR), depending upon your creditworthiness. The rate for the Platinum Rewards credit card may increase or decrease monthly, but it will never go below 6.00% APR and will never exceed 18.00% APR. There is a Foreign Transaction Fee of 1.00% of the final settlement amount for transactions that are initiated in a foreign currency or for transactions occurring in foreign countries and initiated in U.S. Dollars. There is a Returned Payment Fee of up to $25.00. There is a Late Payment Fee of up to $20.00 if your payment is five or more days late. Credit card applicants under 21 must demonstrate an ability to repay or have a qualified co-signer who is 21 or older. Please refer to https://www.wpcu.coop/creditcards or contact a Member Center partner for rate, fee and other cost information related to our credit card products.
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​^​A replacement card fee may apply