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Platinum Rewards Credit Card

​​​​​​*Earn 5% cash back on your first $1,000 in purchases made between 8/1/2021 through 9/30/2021. Earn unlimited 1.5% cash back on every purchase after your first $1,000 (you will earn 1.5 points for every $1.00 spent) or after 9/30/2021, whichever comes first. This promotion is available only once per Wright-Patt Credit Union Platinum Rewards Card. Cash advances and balance transfers are not included in this promotion.

⁷All loan applications are subject to credit review and approval. Annual Percentage Rates (APRs) are accurate as of 08/01/2021 and may change at any time. The APR is variable and is based upon an index plus a margin and will vary with Prime Rate (the index) as published in the Wall Street Journal, currently 3.25%. The APR for Purchases, Balance Transfers and Cash Advances for the Platinum Rewards and WSUAA Rewards credit cards will vary from Prime Rate + 6.00% (currently 9.25% APR) to Prime + 14.00% (currently 17.25% APR), depending upon your creditworthiness. The rate for the Platinum Rewards and WSUAA Rewards credit cards may increase or decrease monthly, but it will never go below 6.00% APR and will never exceed 18.00% APR. There is a Foreign Transaction Fee of 1.00% of the final settlement amount for transactions that are initiated in a foreign currency or for transactions occurring in foreign countries and initiated in U.S. Dollars. There is a Returned Payment Fee of the lesser amount of $25.00 for any payment returned unpaid or the minimum payment amount due for the returned payment. If your payment is five or more days late there is a Late Payment Fee of the lesser amount of the minimum payment due or $20. Credit card applicants under 21 must demonstrate an ability to repay or have a qualified co-borrower or co-signer who is 21 or older. Click here https://www.wpcu.coop/en-us/PDFDocuments/Open%20End%20Lending%20Agreement%20Disclosure%20-%20OTBS.pdf​ for rates, fees and other cost information related to our credit card products.​

^​A replacement card fee may apply