*APR = Annual Percentage Rate. The U.S. Prime Rate used to determine your APRs for each billing cycle is the highest rate appearing in the Wall Street Journal on the last publication date of the calendar month that ends within that billing cycle. On April 1, 2020, the U.S. Prime Rate was 3.25%. Please see Terms and Conditions for rate, fee, and other cost information. Offer is subject to credit approval. All terms, including the APRs and fees, are subject to change at any time, for any reason, in accordance to the Credit Card Act of 2009. The listed rate is variable and may change once the account is opened. Borrowers applying for a credit card under the age of 21 must either show proof of “ability to pay” or have a qualified cosigner over 21 years of age.
The U.S. Prime Rate used to determine your APRs for each quarter is the highest rate appearing in the Wall Street Journal on the last publication date of the calendar month that ends within the quarter. Please see Terms and Conditions for rate, fee, and other cost information. All terms, including the APRs and fees, are subject to change at any time, for any reason, in accordance with the Credit Card Agreement and applicable law.
1A replacement card fee may apply