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Saving for Your 2022 Goals

When it comes to saving for long-term goals, the earlier you can start, the better! By saving today, you can build security and achieve greater financial flexibility and freedom for your future. Here's how to get started:

Prioritize your long-term financial goals

It helps to prioritize your long-term savings goals, so you know what to focus on first. Go through your list and label each of your goals as a “need" or a “want." This way, if your budget becomes a little tighter one month, you'll know what you need to fund and what you can skip.

Choose smart savings options

Now that you've prioritized your financial goals, it's time to decide where to put your savings. 

Wright-Patt Credit Union (WPCU) offers a range of smart savings options, including our signature TrueSaver® savings account, Money Market accounts and Share Certificates. When it comes to saving for retirement, consider enrolling in your employer's retirement plan if one is offered, especially if there's a company match. Other retirement investment options include Traditional or Roth IRAs (Individual Retirement Accounts). If 2022 is the year you're starting to save for a child's higher education expenses, consider a 529 Savings Plan, which offers special tax benefits when used for educational expenses. WPCU's Retirement Solutions Team, available through CFS*, is here to help you navigate the options and plan for your financial future.

Take steps to boost your savings

There are many simple steps you can take to get closer to your long-term savings goals. Here are a few:

  • If you received an annual increase at work, increase your retirement contributions with your employer.
  • Make a plan for saving or investing any year-end or performance bonuses you may receive.
  • Cut back on an “extra" expense, such as dining out or subscription services.
  • Review and evaluate your long-term savings plan annually.

Save better for your financial future

Wright-Patt Credit Union (WPCU) is here to help you save better for your long-term goals today so you can enjoy greater financial flexibility and freedom tomorrow! Visit your nearest Member Center to learn about our savings account options or explore our online Education Center for more helpful tips, tools and resources.

​​​​​​​​*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Wright-Patt Credit Union® and WPCU® Retirement Solutions are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using WPCU Retirement Solutions, and may also be employees of Wright-Patt Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Wright-Patt Credit Union or WPCU Retirement Solutions. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency | Not Wright-Patt Credit Union ​Guaranteed | Not Wright-Patt Credit Union Deposits or Obligations | May Lose Value


Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

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​​The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.