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Pay On Time, Every Time: How to Make Automatic Bill Payments Work for You

Date: March 04, 2022
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It wasn't long ago that most people paid bills by writing checks and sending their payments in the mail. Now, with today's technology, it's possible to track, schedule and pay bills right from your computer, tablet or smartphone — no paper required!

Are you taking full advantage of online bill payments? Let's look at some of the great benefits of automatic bill pay: 

Simplify your finances

Receiving multiple bills and credit card statements each month can make staying organized difficult. Luckily, using an online bill payment service can help you declutter your finances (and your countertops) all at once! Simply set up automatic or recurring online bill payments to different payees based on set due dates or when you receive a bill. This way, you'll also know the exact day money is coming out of your account to avoid any surprises.

Avoid missing or late payments

Nobody likes being charged late fees, especially for something that's out of their control, like mail delivery delays. But did you know that missing a payment can also impact your credit score? Signing up for online bill pay can help you stay on top of your bills and avoid the stress of unnecessary fees. With Wright-Patt Credit Union's (WPCU) Bill Pay, you can even set custom bill reminders to notify you of upcoming due dates. It's the smart way to make sure your bills are paid on time, every time!

Gain peace of mind

Writing paper checks and sending payments in the mail can put your private information at risk if the mail is lost or stolen. Thankfully, there's a better way! Online bill payment services like WPCU's Bill Pay require a username and password and use data encryption and other security measures to protect your personal and financial information.

Pay from the comfort of home

Now, more than ever, we can all appreciate the convenience of online services that eliminate extra trips and errands. With automatic online bill payments, you can pay your bills anytime and anywhere without leaving the comfort of home. You'll free up time and save more of your hard-earned money without the need to buy checks, stamps and envelopes.

How to use WPCU's Online Bill Pay

Now that you know the benefits of online bill pay, try WPCU's Bill Pay, available within Mobile and Online Banking, for a fast, easy and secure way to pay your bills. You can set up multiple automatic payments, schedule and set preferences for paying bills each month, add custom bill reminders and more!

Here's how it works:

  • If you haven't already, enroll in Mobile and Online Banking to access Bill Pay on top of WPCU's other convenient ​​Digital Services.
  • Log in to your Mobile or Online Banking account and navigate to “Bill Pay."
  • Add a new payee or choose from a list of existing payees.
  • Next, schedule a one-time payment for the future based on the payee's bill or statement or schedule recurring payments.
  • You can opt to pay the full balance of an e-bill or select the minimum balance due. WPCU's Bill Pay offers custom options to fit your needs!

Want to learn more? Watch this video for a quick introduction, or try an interactive demo of WPCU's Bill Pay here.