*Earn 5% cash back on your first $1,000 in purchases made between 11/2/2020 through 12/31/2020. Earn unlimited 1.5% cash back on all purchases after your first $1,000 or after 12/31/2020, whichever comes first. This promotion is available only once per Wright-Patt Credit Union Platinum Rewards Card. Cash advances and balance transfers are not included in this promotion.
**All loans are subject to credit review and approval. Annual Percentage Rates (APRs) are accurate as of 10/23/2020 and may change at any time. The APR for Purchases, Balance Transfers and Cash Advances for the Platinum Rewards credit card will vary from 9.25% APR to 17.25% APR, depending upon your creditworthiness. The APR is variable and is based upon an index plus a margin and will vary with Prime Rate (the index) as published in the Wall Street Journal, currently 3.25%. The rate for the Platinum Rewards credit card may increase or decrease monthly, but it will never go below 6.00% APR and will never exceed 18.00% APR. There is a Foreign Transaction Fee of 1.00% of the final settlement amount for transactions that are initiated in a foreign currency or for transactions occurring in foreign countries and initiated in U.S. Dollars. There is a Returned Payment Fee of up to $25.00. There is a Late Payment Fee of up to $20 if your payment is five or more days late. Credit card applicants under 21 must demonstrate an ability to repay or have a qualified co-signer who is 21 or older. Please refer to https://www.wpcu.coop/personal/credit-cards or contact a Member Center partner for rate, fee and other cost information related to our credit card products.