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Evaluating Future Insurance Needs

Insurance isn't something you can “set and forget." It's important to review your insurance needs regularly to make sure your coverage is still the best fit for your needs as your life changes. 

Insurance can help you cover a range of unexpected expenses, especially as you get closer to retirement. Take the time to review, evaluate and update your insurance as needed to ensure your coverage is keeping up with all the changes in your life.  

Here's how to make sure you have the appropriate coverage for every important stage of life:

  • ​Speak with a trusted professional about the types of insurance that are best for you and your family — now and into the future. Choose someone who isn't just in the business to sell you their most profitable product, but rather someone who can offer you options to meet your needs.
  • Evaluate your insurance coverage regularly to make sure it's still the best fit for your needs, lifestyle and budget. It only takes a few minutes to identify if you and those you love have enough coverage.
  • Consider other types of insurance available to protect different areas of your life, such as long-term care insurance and short-term and long-term disability insurance to cover you in case you're sick or hurt and can't work.
  • Update your insurance as needed. Once you retire, you might also qualify for special discounts.


Protect What Matters Most

It's not too early or too late to speak with a professional about your insurance needs and how to protect what matters most to you. With a smart plan in place, you can enjoy greater peace of mind knowing that you're prepared for whatever the future may bring!

Our WPCU Retirement Solutions* advisors are here to help ensure your family is protected. To learn more about life insurance and ways to help secure your family's future, contact us today​ and schedule a complimentary, no-obligation appointment.

For more tips on planning & protecting, visit our Financial Flexibility and Freedom page​.

​​​​​​​​*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Wright-Patt Credit Union® and WPCU® Retirement Solutions are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using WPCU Retirement Solutions, and may also be employees of Wright-Patt Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Wright-Patt Credit Union or WPCU Retirement Solutions. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency | Not Wright-Patt Credit Union ​Guaranteed | Not Wright-Patt Credit Union Deposits or Obligations | May Lose Value


Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

LPL Financial Form CRS


​​The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.