Search Locations
go
Search Site
Save BetterBorrow SmarterLearn A Lot!

Auto Loan Rates, Home Mortgage Rates | Wright-Patt Credit Union

Competitive rates on all deposits and loans — make the most of your money by saving better and borrowing smarter.

Rates

 Effective as of: 9/21/2017

Business Rates

 

19-Month Share Certificate Exclusive*** - More Info

  Dividend Rate APY**
$500 19-month 1.71% 1.72%
$100,000 19- month 1.81% 1.83%

Auto Loans

  Term^^ Fixed Rate
  0-63 Months
 
As low as 2.89% APR*
 
64-75 Months
 
As low as 3.39% APR*
76-84 Months+ As low as 4.39% APR*

Terms and conditions

Mortgage Loans

  30yr Fixed Rate Annual Percentage Rate
75% Loan to Value - $120,000 Loan Amount - Credit score of 740 or above 3.875%    4.098%
For a detailed rate quote go to our mortgage web site  View Calculators

Home Master Equity Loan

  Term Rate
Closed End Fixed Up to 60 Months++ As Low As 4.00% APR*
Closed End Fixed Up to 120 Months++ As Low As 4.75% APR*
Closed End Fixed 121 - 180 Months+++ As Low As 5.50% APR*
Line Of Credit Variable** Open-end

 View Calculators
As Low As 2.24% APR*

Click for additional Closed End Fixed info

Credit Cards

     
  Click here to view Credit Card Rates View Calculators

RVs and Boats

  Term^^ Fixed Rate
$0- $20,000 0-84 Months++++ As Low As 4.99% APR*
$20,001 - $100,000 85-144 Months+++++

View Calculators
As Low As 5.99% APR*

Terms and conditions

Signature Loan

  Term Fixed Rate
Signature Loan 0-60 Months++++++ As low as 7.99% APR*

Terms and conditions

Motorcycles

  Term^^ Fixed Rate
  1-63 Months++++++ As low as 3.79% APR*
  64-75 Months+++++++ As low as 4.29% APR*
  76-84 Months+++++++

View Calculators
As low as 5.29% APR*

Terms and conditions

Secondary Share

  Dividend Rate APY**
Average daily balance is $0.01 to $500.00 0.08% 0.08%
$500.01 and higher 0.08% 0.08%
click for more info    

TrueSaver—more info

  Dividend Rate APY**
Qualifying TrueSaver Shares $0.01 to $500.00 2.96% 3.00%
All TrueSaver Shares    $0.01 to $500.00 2.96% 3.00%
$500.01 and Up 0.08% 0.08%
Click for more info    
Non-qualifying TrueSaver Shares $0.01 to $500.00 0.08% 0.08%

EasySaver Share

  Dividend Rate APY**
Average daily balance is $0.01 to $500.00 0.08% 0.08%
$500.01 and higher 0.08% 0.08%
click for more info    

Checking with Dividends

  Dividend Rate APY**
Average Daily Balance is $0.01 to $9,999.99 0.04% 0.04%
$10,000 to $24,999.99 0.04% 0.04%
$25,000.00 and higher 0.08% 0.08%
click for more info    

Select Checking with Dividends

  Dividend Rate APY**
Average Daily Balance is $1,000 and higher 0.04% 0.04%
click for more info    

Club Accounts***

  Dividend Rate APY**
Daily Balance is $0.01 and higher 0.08% 0.08%
click for more info    

Personal Capital Money Market

  Dividend Rate APY**
Daily Balance is $100.00 to $2,499.99 0.15% 0.15%
$2,500.00 to $49,999.99 1.01% 1.01%
$50,000.00 and higher 1.01% 1.01%
click for more info    

19-Month Share Certificate Exclusive*** - More Info

 

  Dividend Rate APY**
$500 19-month 1.71% 1.72%
$100,000 19- month 1.81% 1.83%

Share Certificates***

  Dividend Rate APY**
$500 6-11 month 1.26% 1.27%
$500 12-17 month 1.38% 1.39%
$500 18-23 month 1.46% 1.47%
$500 24-35 month 1.56% 1.57%
$500 36-47 month 1.70% 1.71%
$500 48-59 month 1.84% 1.86%
$500 60-71 month 1.98% 2.00%
$500 72 month 2.15% 2.17%
$100,000 6-11 month 1.36% 1.37%
$100,000 12-17 month 1.48% 1.49%
$100,000 18-23 month 1.56% 1.57%
$100,000 24-35 month 1.66% 1.67%
$100,000 36-47 month 1.80% 1.81%
$100,000 48-59 month 1.94% 1.96%
$100,000 60-71 month 2.08% 2.10%
$100,000 72 month 2.25% 2.27%

Health Savings Accounts—more info

  Dividend Rate APY**
HSA Enhanced $0.01 to $500.00 2.96% 3.00%
HSA Enhanced $500.01 and Higher 0.80% click for more info
HSA Basic $0.01 and Higher 0.80% 0.80%

Single Deposit IRA Share Certificate***

  Dividend Rate APY**
$500 6-11 month 1.26% 1.27%
$500 12-17 month 1.38% 1.39%
$500 18-23 month 1.46% 1.47%
$500 24-35 month 1.56% 1.57%
$500 36-47 month 1.70% 1.71%
$500 48-59 month 1.84% 1.86%
$500 60-71 month 1.98% 2.00%
$500 72 month 2.15% 2.17%
$100,000 6-11 month 1.36% 1.37%
$100,000 12-17 month 1.48% 1.49%
$100,000 18-23 month 1.56% 1.57%
$100,000 24-35 month 1.66% 1.67%
$100,000 36-47 month 1.80% 1.81%
$100,000 48-59 month 1.94% 1.96%
$100,000 60-71 month 2.08% 2.10%
$100,000 72 month 2.25% 2.27%

Add-on IRA Share Certificates***

  Dividend Rate APY**
$100 fixed (18 month) 1.46% 1.47%
$100 variable (18 month) 1.26% 1.27%
$100,000 fixed 1.56% 1.57%
$100,000 variable 1.36% 1.37%

 

Rates subject to change.

*APR = Annual Percentage Rate.

**APY = Annual Percentage Yield.

***Penalty may be imposed for early withdrawal.

Keep more of your hard-earned money. Check out our other websites:

Respect Your Money - Young Today, Money Smart TomorrowFraud Awareness - Protect Yourself From FraudWright 4 You Mortgage - A Perfect FitWPCU Student Choice - Better Way To Pay For College

Any links to external websites are links to alternative sites not operated by WPCU. WPCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by WPCU. WPCU does not represent you or the third party if you enter into a transaction with the third party.

View the WPCU Privacy Policy

WPCU on FacebookWPCU on TwitterWPCU on YouTubeWPCU on LinkedIn
Equal Housing HousingFederally insured by NCUA