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Checking Account with Free Online Banking | Wright-Patt Credit Union

Totally Fair Checking: No surprises or hidden fees, unlimited check writing, free online banking and more — the smarter way to manage your money.


Wright-Patt Credit Union's Totally Fair Checking® Account doesn’t pull any punches. It’s a basic account and an honest deal.

  • No monthly service fees 
  • No daily negative balance fees No minimum balance requirements 
  • Unlimited check writing with no per-check charges 
  • Free Online Banking, Bill Pay, Mobile Banking, and Mobile Deposit 
  • Free debit/ATM card, and access to our network of lower-to-no-fee ATMs
  • Combine your checking account with our EasySaver® program, and each time you use your debit card, we’ll round your total to the nearest whole dollar and deposit the difference into your EasySaver account.
  • Activate select offers and you’ll receive cash-back rewards through our Purchase Rewards program when you pay with your debit card.

Plus, our bounced check fee is one of the lowest in town!


Having trouble switching your checking account over to WPCU? We’re here to help!

At WPCU, we make switching checking accounts easy. Just follow the easy steps in our checking account switch checklist and start enjoying your WPCU checking account with great benefits such as no hassles or hidden fees, and extraordinary member service.

If you’re having trouble setting up direct deposits, swapping out monthly bill payments, or using your debit card, stop by one of our local Member Centers or call our Member Help Center at (800) 762-0047. We’re here to help!

Keep more of your hard-earned money. Check out our other websites:

Respect Your Money - Young Today, Money Smart TomorrowFraud Awareness - Protect Yourself From FraudWright 4 You Mortgage - A Perfect Fit

Any links to external websites are links to alternative sites not operated by WPCU. WPCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by WPCU. WPCU does not represent you or the third party if you enter into a transaction with the third party.

Wright-Patt Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (800) 762-0047 or by clicking here. All products and services available on this website are available at all Wright-Patt Credit Union branches.

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