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Refinance Your Student Loans

​​​*Terms and conditions apply. All loans subject to eligibility, credit review and approval. Must be eligible for and establish membership with Wright-Patt Credit Union, Inc, which requires a TrueSaver® account be opened with a minimum deposit of $5.00. Upon disbursement of your refinance loan, no payments will be required during a three-month promotional period after disbursement, and no interest will accrue during a three-month promotional period after loan disbursement. After this three-month promotional period ends, interest begins to accrue, and this loan requires full payments of principal and interest. Wright-Patt Credit Union, Inc. (“WPCU”) reserves the right to modify the terms of this offer at any point in the future for new applications. Additional loan criteria apply, including having graduated from a public or private not-for-profit approved school.

Cash deposit offer is available on a first-come, first-served basis to the first 30 student loan refinance applications received between 8/15/2025 – 9/30/2025 and which are approved and disbursed by 12/31/25. The cash deposit will be made to your WPCU checking or TrueSaver® account within 90 business days from the disbursement date of the loan. All applicable federal, state and local taxes are the responsibility of the borrower; consult your tax advisor to determine applicable tax consequences. Offer available only to primary borrowers on refinance loans. Limited to one cash deposit of $500.00 per approved primary borrower. Minimum loan amount of $10,000 and maximum loan amount of $100,000 applies to be eligible for the $500 cash deposit. Click here for complete terms and details.

**Student loans offered through WPCU are private student loans which are not eligible for certain benefits, repayment options, and protections provided for federal student loans. By refinancing your federal student loans to a private loan, YOU FORFEIT YOUR ELIGIBILITY FOR ALL FEDERAL STUDENT LOAN BENEFITS, including flexible federal repayment and forgiveness options that are or may become available to federal student loan borrowers, including but not limited to: Income-Based Repayment plans and Public Service Loan Forgiveness (PSLF). If you are considering refinancing your federal student loans, please make sure to review these benefits, options and protections and understand your options. Additional information can be located at studentaid.gov. If you have questions about the benefits, options, and protections available to federal student loan borrowers, please contact your federal loan servicer.
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