Business Online Banking

Manage Your Business Funds Anytime, Anywhere

Wright-Patt Credit Union® offers a Business Banking solution designed for your company's needs. Get easy access to your WPCU® Business accounts with convenient mobile and online banking services. It's like having access to a WPCU Member Center, 24 hours a day!

  • Clean, intuitive interface designed around your business needs
  • Entitlement controls for personalized task delegation
  • ACH and Wires functionality with payments templates to reduce errors and provide efficiency
  • Custom limits, dual approval, out-of-band authentication, and tokens that raise the bar on fraud management
  • To learn more about Business Banking, click here for an interactive demo.

Experience the Difference

Located on a single platform, your business will have access to the right set of tools any time you need it. 

  • Wire and ACH templates
  • Domestic wires
  • NACHA and CSV ACH file import
  • ACH prefunding
  • Approval workflows and notifications
  • Recurring ACH and wire payments
  • Token support
  • Company administrator control of business user creation and management
  • Robust fine-grain entitlements options
  • Approval workflows and notifications
  • User entitlement reports
  • Password reset/user unlock for company administrators

Features include:

  • Push notifications and alerts
  • Manage approvals on-the-go
  • Account Management:
    • Multi-TIN balances, transactions and transfers
    • Entitlements enforced regardless of channel
    • ATM and Branch locator
  • Security Features:
    • Biometric Authentication for fast, secure access
    • User access controls
    • Token, text and voice approval options

Download the WPCU Mobile App Today!

Click a button below or scan the QR code with your camera to download the WPCU Mobile App for business banking on the go.

Apple store Google play badge

Business online banking QR code

The table below shows the monthly fees for the additional services we offer for each of our checking account options. Enrollment in these additional services is subject to approval.


Additional Services

Mission-Based Checking

DividendChoice Checking

SimpleChoice Checking

Business ACH/Wire (fee per wire also applies)

$10.00

FREE

$10.00

Business Check Capture

$10.00

$10.00

$10.00

Additional Services

Mission-Based Checking

Business ACH/Wire (fee per wire also applies)

$10.00

Business Check Capture

$10.00

DividendChoice Checking

Business ACH/Wire (fee per wire also applies)

FREE

Business Check Capture

$10.00

SimpleChoice Checking

Business ACH/Wire (fee per wire also applies)

$10.00

Business Check Capture

$10.00

Be faster, greener and more secure with eStatements:

  • Reduce paper waste
  • Receive your statement days sooner than you would through the mail
  • Access statements securely online — no more sitting in your unsecured mailbox at home
  • Login anytime to view your current statement and access archived statements
  • Print only the statements you need

Learn how to enroll.

Must be signed up for Mobile and/or Online Banking to enroll in eStatements and eNotices.

Description APY
Business Share Account

Description

$5.00 to $500.00

APY

0.25%

Description

$500.01 and Higher

APY

0.25%
Dividend Choice/Mission Based Checking

Description

$0.01 to $9,999.99

APY

0.04%

Description

$10,000.00 to $24,999.99

APY

0.04%

Description

$25,000.00 and Higher

APY

0.08%
Business Money Market Savings Account

Description

$100.00 to $2,499.99

APY

2.60%

Description

$2,500.00 to $9,999.99

APY

2.60%

Description

$10,000.00 to $49,999.99

APY

2.60%

Description

$50,000.00 and Higher

APY

2.60%
Business Share Certificates - $500 Minimum

Description

06-11 Month

APY

3.65%

Description

12-17 Month

APY

3.65%

Description

18-23 Month

APY

3.65%

Description

24-35 Month

APY

3.55%

Description

36-47 Month

APY

3.57%

Description

48-59 Month

APY

3.62%

Description

60-71 Month

APY

3.62%

Description

72 Month

APY

3.72%
Business Share Certificates - $100,000 Minimum

Description

06-11 Month

APY

3.65%

Description

12-17 Month

APY

3.65%

Description

18-23 Month

APY

3.65%

Description

24-35 Month

APY

3.55%

Description

36-47 Month

APY

3.57%

Description

48-59 Month

APY

3.62%

Description

60-71 Month

APY

3.62%

Description

72 Month

APY

3.72%

Consumer Banking - ACH/Wire for Retail

Business Banking

ACH Payments

Green Check Mark

Green Check Mark

ACH Collections

Green Check Mark

Green Check Mark

ACH File Import

-

Green Check Mark

Recurring ACH Transfer

-

Green Check Mark

ACH Template Creation

Green Check Mark

Green Check Mark

Multi Business Account Access

-

Green Check Mark

Cross Account Transfers

-

Green Check Mark

Approval Workflow

-

Green Check Mark

Enhanced Entitlements

-

Green Check Mark

Add User Capability

Green Check Mark

Green Check Mark

Bill Pay

Green Check Mark

Green Check Mark

Mobile Banking

Green Check Mark

Green Check Mark

Online Wire Processing

Green Check Mark

Green Check Mark

eStatements

Green Check Mark

Green Check Mark

Consumer Banking - ACH/Wire for Retail

ACH Payments

Green Check Mark

ACH Collections

Green Check Mark

ACH File Import

-

Recurring ACH Transfer

-

ACH Template Creation

Green Check Mark

Multi Business Account Access

-

Cross Account Transfers

-

Approval Workflow

-

Enhanced Entitlements

-

Add User Capability

Green Check Mark

Bill Pay

Green Check Mark

Mobile Banking

Green Check Mark

Online Wire Processing

Green Check Mark

eStatements

Green Check Mark

Business Banking

ACH Payments

Green Check Mark

ACH Collections

Green Check Mark

ACH File Import

Green Check Mark

Recurring ACH Transfer

Green Check Mark

ACH Template Creation

Green Check Mark

Multi Business Account Access

Green Check Mark

Cross Account Transfers

Green Check Mark

Approval Workflow

Green Check Mark

Enhanced Entitlements

Green Check Mark

Add User Capability

Green Check Mark

Bill Pay

Green Check Mark

Mobile Banking

Green Check Mark

Online Wire Processing

Green Check Mark

eStatements

Green Check Mark

  • When your company does business online, there's no limit to your company's potential. Newtek can help you set up a website with shopping cart features to allow your customers the ability to shop securely online.

  • Wright-Patt Credit Union has teamed up with Clover® to help simplify your operations with an all-in-one payment processing system and business management solution tailored to meet the unique needs of your business. To learn more and for a free, no-obligation analysis of your current merchant processing program, please call (859) 285-8899 and we will get you in touch with our Clover representative.

  • Studies have shown an increase in sales when businesses accept payment with gift cards and loyalty programs. Gift cards can also eliminate the need to provide cash back for returned merchandise. Contact Wright-Patt Credit Union to find out how to start a gift card or loyalty program for your business.