| Description | APY |
|---|---|
| Business Share Account | |
Description$5.00 to $500.00 |
APY0.25% |
Description$500.01 and Higher |
APY0.25% |
| Dividend Choice/Mission Based Checking | |
Description$0.01 to $9,999.99 |
APY0.04% |
Description$10,000.00 to $24,999.99 |
APY0.04% |
Description$25,000.00 and Higher |
APY0.08% |
| Business Money Market Savings Account | |
Description$100.00 to $2,499.99 |
APY2.60% |
Description$2,500.00 to $9,999.99 |
APY2.60% |
Description$10,000.00 to $49,999.99 |
APY2.60% |
Description$50,000.00 and Higher |
APY2.60% |
| Business Share Certificates - $500 Minimum | |
Description06-11 Month |
APY3.65% |
Description12-17 Month |
APY3.65% |
Description18-23 Month |
APY3.65% |
Description24-35 Month |
APY3.55% |
Description36-47 Month |
APY3.57% |
Description48-59 Month |
APY3.62% |
Description60-71 Month |
APY3.62% |
Description72 Month |
APY3.72% |
| Business Share Certificates - $100,000 Minimum | |
Description06-11 Month |
APY3.65% |
Description12-17 Month |
APY3.65% |
Description18-23 Month |
APY3.65% |
Description24-35 Month |
APY3.55% |
Description36-47 Month |
APY3.57% |
Description48-59 Month |
APY3.62% |
Description60-71 Month |
APY3.62% |
Description72 Month |
APY3.72% |
Manage Your Business Funds Anytime, Anywhere
Wright-Patt Credit Union® offers a Business Banking solution designed for your company's needs. Get easy access to your WPCU® Business accounts with convenient mobile and online banking services. It's like having access to a WPCU Member Center, 24 hours a day!
- Clean, intuitive interface designed around your business needs
- Entitlement controls for personalized task delegation
- ACH and Wires functionality with payments templates to reduce errors and provide efficiency
- Custom limits, dual approval, out-of-band authentication, and tokens that raise the bar on fraud management
- To learn more about Business Banking, click here for an interactive demo.
Experience the Difference
Located on a single platform, your business will have access to the right set of tools any time you need it.
- Wire and ACH templates
- Domestic wires
- NACHA and CSV ACH file import
- ACH prefunding
- Approval workflows and notifications
- Recurring ACH and wire payments
- Token support
- Company administrator control of business user creation and management
- Robust fine-grain entitlements options
- Approval workflows and notifications
- User entitlement reports
- Password reset/user unlock for company administrators
Features include:
- Push notifications and alerts
- Manage approvals on-the-go
- Account Management:
- Multi-TIN balances, transactions and transfers
- Entitlements enforced regardless of channel
- ATM and Branch locator
- Security Features:
- Biometric Authentication for fast, secure access
- User access controls
- Token, text and voice approval options
The table below shows the monthly fees for the additional services we offer for each of our checking account options. Enrollment in these additional services is subject to approval.
Be faster, greener and more secure with eStatements:
- Reduce paper waste
- Receive your statement days sooner than you would through the mail
- Access statements securely online — no more sitting in your unsecured mailbox at home
- Login anytime to view your current statement and access archived statements
- Print only the statements you need
Must be signed up for Mobile and/or Online Banking to enroll in eStatements and eNotices.
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When your company does business online, there's no limit to your company's potential. Newtek can help you set up a website with shopping cart features to allow your customers the ability to shop securely online.
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Wright-Patt Credit Union has teamed up with Clover® to help simplify your operations with an all-in-one payment processing system and business management solution tailored to meet the unique needs of your business. To learn more and for a free, no-obligation analysis of your current merchant processing program, please call (859) 285-8899 and we will get you in touch with our Clover representative.
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Studies have shown an increase in sales when businesses accept payment with gift cards and loyalty programs. Gift cards can also eliminate the need to provide cash back for returned merchandise. Contact Wright-Patt Credit Union to find out how to start a gift card or loyalty program for your business.



