Be Credit Savvy This Holiday Season with My Credit Score

Now that the holidays are in full swing, we can expect to spend more on gifts, decorations, entertaining, travel and other essentials to celebrate the season. With all these extra holiday expenses on the horizon, now is the time to know exactly where you stand with your credit score!

Thankfully, with My Credit Score, now available through WPCU's Mobile and Online Banking, it's easier than ever to stay on top of your credit so you always know what steps you can take to increase your score and utilize the financial resources within the tool to help you borrow smarter.

My Credit Score is a digital tool that gives you instant access to your credit score, credit report, helpful tips for improving your credit and personalized offers to help you borrow smarter. Best of all, My Credit Score is free and easy to use anytime, anywhere.

As you prepare your finances for the holidays, here are a few ways My Credit Score can help you become more credit savvy:

• Before making a big holiday purchase, use the interactive Score Simulator tool within My Credit Score to see how your financial decisions can potentially impact your credit health. This is a great way to plan ahead and make smart borrowing choices during the holiday season!
• Track your latest Credit Score, understand the factors that impact your score and learn ways to help strengthen it. Checking your score with My Credit Score is always a “soft inquiry," which does not affect your credit score.
• Use Credit Monitoring to keep an eye out for identity theft, which is all-too-common around the holidays. My Credit Score will monitor your credit report daily and alert you if there are any big changes detected. This way, you can take action quickly if there's an error or unusual activity on your report.
• Explore the Resources section for useful tools to help you improve your financial flexibility and freedom.

With a little planning and preparation using My Credit Score, you can focus on enjoying the holidays instead of dealing with credit stress. It's just one more way WPCU is providing you with additional value and helping you achieve greater financial flexibility and freedom so you get to live the life that you want!

How to Access My Credit Score

It couldn't be easier to use My Credit Score on your desktop or mobile device! If you haven't already done so, enroll in WPCU's easy-to-use Mobile and Online Banking so you'll be able to access My Credit Score on top of our other convenient Digital Services.

Happy Holidays!