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Increased Savings Rates

​​​​​​​​¹For All Savings Accounts Listed: The Annual Percentage Yields (APY’s) shown are as of the last dividend declaration date of July 21, 2022. Please contact the Credit Union for current rate and account information. These accounts are variable rate accounts, and the APYs may change after the account is opened. Fees may reduce earnings. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your TrueSaverTM account. The minimum deposit to open the True Saver is $5.00. T​he minimum deposit to open the Personal Capital Money Market Is $100.00. There is no minimum deposit to open the Secondary Share, EasySaver® Share, or Club Account. ​For additional account information, please see the Truth-in-Savings disclosure provided at account opening or linked below under “View Disclosures” and the select the applicable product.
​True SaverTM: The applicable APY for qualified shares is paid in a Tiered Method, based on the average daily balance in the account for the dividend period. Dividends are paid at the stated APYs only on the portion of the balance within the specified balance tier. If you meet the rate qualifications, the first APY shown for “Qualifying Shares” will be paid only on the portion of your average daily balance that was greater than $0.00 but less than $500.01. If you do not meet the rate qualifications, the APY shown for “Non-qualifying Shares” will apply only on the portion of your average daily balance that was greater than $0.00 but less than $500.01. Both Qualifying and Non-qualifying Shares will be paid the APY shown for “$500.01 and Higher” only on the portion of your average daily balance that was $500.01 and greater. To earn the “Qualifying Shares” APY, you must meet the Rate Qualifications outlined in the Truth-In-Savings disclosure for the specific share type.​​
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​​​​​​​​​​​​²​For All Share Certificates and IRA’s: ​The Annual Percentage Yields (APY’s) shown are accurate as of the last declaration date of July 21, 2022. The applicable APY is paid on the entire balance of your account, except for the Variable Rate Add-On IRA, these accounts are variable rate accounts and the APY may change after the account is opened. A penalty may be imposed for early withdrawal. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in your TrueSaverTM or Business Share account. For additional account information, please see the Truth-in-Savings disclosure provided at account opening or linked below under “View Disclosures” and the select the applicable product.​​
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*The Annual Percentage Yields (APYs) are accurate as of the last dividend declaration date of July 14, 2022. This account is a variable rate account, and the APY may change after the account is opened. Fees may reduce earnings. The minimum deposit to open a Personal Capital Money Market Savings Account is $100.00 in addition to the purchase of one $5.00 membership share required to be maintained in a TrueSaverTM account. A daily balance of $100 to $2,499.99 earns 0.15% APY. 

**The Annual Percentage Yields (APYs) are accurate as of the last declaration date of July 14, 2022. Share Certificates are variable rate accounts and the APY may change after the account is opened; except for the Fixed Rate Add-On IRA Share Certificate, these accounts are fixed rate accounts and will remain in effect until the maturity date. The applicable APY is paid on the entire balance of your account. Fees may reduce earnings. A penalty may be imposed for early withdrawal. There is a $500 or $100,000 minimum deposit to open a Regular Share Certificate or Single Deposit IRA Share Certificate. A Regular Share Certificate and a Single Deposit IRA Share Certificate, minimum $500 for 6-11 months earns 2.22% APY, 12-17 months earns 2.32% APY, 18-23 months earns 2.43% APY, 24-35 months earns 2.53% APY, 36-47 months earns 2.63% APY, 48-59 months earns 2.73% APY, 60-71 months earns 2.84% APY and 72 months earns 2.94% APY; and a Regular Share Certificate and Single Deposit IRA Share Certificate, minimum $100,000 for 6-11 months earns 2.32% APY, 12-17 months earns 2.43% APY, 18-23 months earns 2.53% APY, 24-35 months earns 2.63% APY, 36-47 months earns 2.73% APY, 48-59 months earns 2.84% APY, 60-71 months earns 2.94% APY and 72 months earns 3.04% APY. There is a $100 or $100,000 minimum deposit to open a Fixed Rate Add-On IRA Share Certificate or Variable Rate Add-On IRA Share Certificate. The Fixed Rate Add-On IRA Share Certificate, minimum deposit of $100 earns 2.43% APY, and a minimum deposit of $100,000 earns 2.53% APY. The Variable Rate Add-On IRA Share Certificate, minimum deposit of $100 earns 2.22% APY, and a minimum deposit of $100,000 earns 2.32% APY. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in a TrueSaverTM account. 

For additional account information, please see the Truth-in-Savings disclosure provided at account opening or linked below under “View Disclosures" and the select the applicable product and go to WPCU.coop/savings​ for our current savings rates.

​​​​​​​​View ​D​isclosures​
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