*The Annual Percentage Yields (APYs) are accurate as of the last dividend declaration date of July 14, 2022. This account is a variable rate account, and the APY may change after the account is opened. Fees may reduce earnings. The minimum deposit to open a Personal Capital Money Market Savings Account is $100.00 in addition to the purchase of one $5.00 membership share required to be maintained in a TrueSaverTM account. A daily balance of $100 to $2,499.99 earns 0.15% APY.
**The Annual Percentage Yields (APYs) are accurate as of the last declaration date of July 14, 2022. Share Certificates are variable rate accounts and the APY may change after the account is opened; except for the Fixed Rate Add-On IRA Share Certificate, these accounts are fixed rate accounts and will remain in effect until the maturity date. The applicable APY is paid on the entire balance of your account. Fees may reduce earnings. A penalty may be imposed for early withdrawal. There is a $500 or $100,000 minimum deposit to open a Regular Share Certificate or Single Deposit IRA Share Certificate. A Regular Share Certificate and a Single Deposit IRA Share Certificate, minimum $500 for 6-11 months earns 2.22% APY, 12-17 months earns 2.32% APY, 18-23 months earns 2.43% APY, 24-35 months earns 2.53% APY, 36-47 months earns 2.63% APY, 48-59 months earns 2.73% APY, 60-71 months earns 2.84% APY and 72 months earns 2.94% APY; and a Regular Share Certificate and Single Deposit IRA Share Certificate, minimum $100,000 for 6-11 months earns 2.32% APY, 12-17 months earns 2.43% APY, 18-23 months earns 2.53% APY, 24-35 months earns 2.63% APY, 36-47 months earns 2.73% APY, 48-59 months earns 2.84% APY, 60-71 months earns 2.94% APY and 72 months earns 3.04% APY. There is a $100 or $100,000 minimum deposit to open a Fixed Rate Add-On IRA Share Certificate or Variable Rate Add-On IRA Share Certificate. The Fixed Rate Add-On IRA Share Certificate, minimum deposit of $100 earns 2.43% APY, and a minimum deposit of $100,000 earns 2.53% APY. The Variable Rate Add-On IRA Share Certificate, minimum deposit of $100 earns 2.22% APY, and a minimum deposit of $100,000 earns 2.32% APY. All stated minimum deposits to open are in addition to the purchase of one $5.00 membership share required to be maintained in a TrueSaverTM account.
For additional account information, please see the Truth-in-Savings disclosure provided at account opening or linked below under “View Disclosures" and the select the applicable product and go to WPCU.coop/savings for our current savings rates.