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At WPCU, Our Members Get More!

Low Rate Home Equity Line of CreditYour Nest. Your Nest Egg!

Use Your “Nest” to Keep More of Your “Nest Egg”

When you need money for life’s big expenses, use the existing equity in your “nest” to help you get there! For a limited time, save with our special introductory rate on a home equity line of credit (HELOC) as low as 2.24% APR* for 12 months, then as low as 4.25% current variable APR thereafter.

  • No Annual Fee!
  • No Pre-Payment Penalties!
  • Low Closing Costs!

This is a great way to keep more of your “nest egg,” plus be able to afford life’s big expenses, like home remodels or upgrades, education, and more.

How much can you really save?

We did the math for you! Here’s a comparison in savings just from the first year with a HELOC from WPCU.

Save Big!

Find out if it's right for you

To apply, call (937) 912-7000 or (800) 762-0047, or stop in your local Member Center.

Apply Today!

*APR = Annual Percentage Rate. This is a special limited time offer. Offer expires September 30, 2017. Subject to credit approval. Introductory APR is based on creditworthiness and for a maximum loan to value ratio (“LTV”) of 85%. Additional introductory rates and variable rate may be available for higher LTVs. Contact the credit union for details. Introductory rate is as low as 2.24% APR and as high as 8.74% for the first year, then the APR will vary for the remaining life of the loan. As of 7/1/17, this variable APR would have been as low as 4.25% APR, for 85% LTV, which is based on the Prime Rate. Your minimum Annual Percentage rate is 4.00%. Your maximum Annual Percentage Rate is 25.00%, or the highest interest rate permitted by applicable law, whichever is lower. Home value is based on an approved valuation method determined by Wright-Patt Credit Union. Additional fees may include title search, flood search, and filing fees. Property must be a single family home and owner occupied. Property insurance will be required. Minimum credit line is $10,000; maximum credit line is $150,000. Credit line based on loan-to-value and credit history. See HELOC disclosure for full details. Current Wright-Patt Credit Union loans cannot be refinanced at introductory rate. Loan must be new money to Wright-Patt Credit Union or a minimum credit limit increase of $10,000 if refinancing a Wright-Patt Credit Union Home Equity Loan. Offer subject to change or may expire without notice.
The U.S. Prime Rate used to determine your APRs for each billing cycle is the highest rate appearing in the Wall Street Journal on the last publication date of the calendar month that ends within the billing cycle. On July 1, 2017, the U.S. Prime Rate was 4.25%.

Keep more of your hard-earned money. Check out our other websites:

Respect Your Money - Young Today, Money Smart TomorrowFraud Awareness - Protect Yourself From FraudWright 4 You Mortgage - A Perfect FitWPCU Student Choice - Better Way To Pay For College

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