I'm Andrew Roberts, a Retail Mortgage
 
Manager at Wright-Patt Credit Union.
 
There are several types of mortgage loans
 
available, like conventional loans
 
and government-backed loans
 
such as FHA, VA, and USDA.
 
Each one has different down payment
 
requirements, credit
 
guidelines, and benefits.
 
For example, FHA is more
 
flexible on credit history.
 
VA is for eligible veterans
 
and requires no down payment.
 
And USDA helps buyers in rural areas.
 
WPCU also offers a unique portfolio
 
of affordable loan options,
 
including no down payment loans,
 
adjustable rate loan options,
 
loans for land you wish to build on,
 
and construction loans, as well as
 
programs for doctors and dentists.
 
The key is matching your
 
goals with the right program.
 
Your loan originator will walk you through
 
each option so you can choose the one
 
that best fits your situation.
 
Have more questions?
 
We've got more answers.
 
Visit our Mortgage
 
Resource Center at
 
wpcu.coop/mortgageresources
 
when you're ready,
 
we look forward to working with you.