(upbeat acoustic music)
-: Hi, I'm David, let's imagine I'm a home buyer.
Now, when it comes to buying a home,
there are people involved.
Of course we have the lender, or the loan originator,
or the mortgage originator, this is Katy.
Katy, we would also have the realtor.
-: Right.
-: And a lot of times that's all people think about, right?
-: Right. -: Who's gonna
give me the money and who's gonna help me buy the house.
But there's others involved and let's talk about those.
Let's talk about the inspector, who is that?
-: So usually you as the buyer would hire an inspector
to check the condition of the property.
-: Okay, the appraiser?
-: The appraiser's usually someone hired by the lender
and will assess the value
and make sure what you're purchasing the home for
is supported by that value.
-: Insurance agent?
-: Yes, the insurance agent is usually someone you can select
to help you get a good deal on your homeowner's insurance.
-: Okay, and what about, last but not least, the title agent
or title company?
-: Yes, the title company has a huge part
in the transaction as well,
they'll help with the title work and also handle the closing
between you and the seller.
-: Right, so there are a handful of people involved
when you buy a home but absolutely nobody to fear.
-: No, of course not.
We're all here to help you get into your home.
-: And out of all those people,
the very first you wanna talk to,
are the folks at Wright-Patt Credit Union.
-: Yes.
Announcer: Save better, borrow smarter, learn a lot.
Wright-Patt Credit Union's making life a little easier.