Hi, I'm Andrew Roberts, a Retail Mortgage Manager at Wright-Patt Credit Union. A mortgage prequalification is an early look at what you may be able to borrow based on the information you share with us, including your income, assets, and credit history. Your realtor may ask you to be prequalified before they show you homes. It's not a full approval, but it gives you a realistic price range to work with before you start house hunting. That means you avoid surprises, focus on homes you can truly afford, and make stronger offers. It's a quick, simple step that gives you a big advantage over other homebuyers. Have more questions? We've got more answers. Visit our Mortgage Resource Center at wpcu.coop/mortgageresources and when you're ready, we look forward to working with you.