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HSA Disclaimer | Wright-Patt Credit Union

This HSA account is a variable rate and the dividend rates and APYs may change after the account is open. The applicable dividend rate for HSA Enhanced shares is paid in a Tiered Method, based on the average daily balance in the account for the dividend period. Example: As of April 1, 2013, based on an average daily balance of $1,000.00 a dividend rate of 2.96% will be paid only on the portion of the average daily balance that was greater than $0.00 but less than $500.01. The annual percentage yield (APY) for this tier would be 3.00%. A dividend rate of 0.80% will be paid on the portion of the average daily balance that is $500.01 to $1,000.00, with a combined APY of 1.90%. The actual APY paid will vary depending on the average daily balance in the share for the dividend period. The applicable dividend rate for HSA Basic shares is paid on the entire balance of your account. To qualify for HSA Enhanced dividends, the primary member on the account must be a Member in Good Standing and the account must receive eStatements. Please refer to the HSA Disclosure for additional details.

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