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TrueSaver Savings Account and Savings Rates | Wright-Patt Credit Union

Our highest rate from the first penny saved — saving money has changed..

You no longer need thousands of dollars to earn a worthwhile return on your savings. TrueSaver® pays our very highest savings account rates — 3% APY* — on the first $500 in your primary savings account**. After that, the rate reverts to a more traditional savings account rate. It’s the smarter way for first-time savers to get started. Reach your saving account goal by making TrueSaver the core of your savings plan today.

View Wright-Patt Credit Union's savings account rates.

How do you become eligible to receive the TrueSaver 3% APY? It’s Easy!

  • If you’re under 18, you automatically qualify.
  • If you’re 18 or older, you need to have an active Wright-Patt Credit Union checking account** and eStatements or Direct Deposit.
  • Other reasonable restrictions apply, such as the requirement of having the primary account owner’s Social Security Number on the account.
  • TrueSaver does not work with business savings accounts.

*APY=Annual Percentage Yield. This account is a variable rate and the dividend rate and APY, accurate as of 10/04/18, may change after the account is open. $5 minimum deposit required. Primary member must not be delinquent on any WPCU loan obligation, have any negative balance in any WPCU share account, or have caused WPCU a financial loss of any kind. The applicable dividend rate is paid monthly in a Tiered Method, based on the average daily balance in the account for the dividend period. Example: As of 10/04/18, based on an average daily balance of $1,000.00, a dividend rate of 2.96% will be paid only on the portion of the average daily balance that was greater than $0.00 but less than $500.01. The APY for this tier would be 3.00%. A dividend rate of 0.12% will be paid only on the portion of the average daily balance that is $500.01 to $1,000.00, with a combined APY of 1.56%. The actual APY paid to the share will vary depending on the average daily balance in the share for the dividend period.

**Must have active checking account - one in which at least 4 qualifying transactions per month are made, including online bill pay transactions, ACH deposits and withdrawals, debit card transactions, point of sale transactions, and cleared drafts.

Keep more of your hard-earned money. Check out our other websites:

Respect Your Money - Young Today, Money Smart TomorrowFraud Awareness - Protect Yourself From FraudWright 4 You Mortgage - A Perfect Fit

Any links to external websites are links to alternative sites not operated by WPCU. WPCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by WPCU. WPCU does not represent you or the third party if you enter into a transaction with the third party.

Wright-Patt Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (800) 762-0047 or by clicking here. All products and services available on this website are available at all Wright-Patt Credit Union branches.

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