*APY=Annual Percentage Yield. This account is a variable rate and the dividend rate and APY, accurate as of 08/01/11, may change after the account is open. $5 minimum deposit required. Primary member must not be delinquent on any WPCU loan obligation, have any negative balance in any WPCU share account, or have caused WPCU a financial loss of any kind. The applicable dividend rate is paid monthly in a Tiered Method, based on the average daily balance in the account for the dividend period. Example: As of 1/1/13, based on an average daily balance of $1,000.00, a dividend rate of 2.96% will be paid only on the portion of the average daily balance that was greater than $0.00 but less than $500.01. The APY for this tier would be 3.00%. A dividend rate of 0.08% will be paid only on the portion of the average daily balance that is $500.01 to $1,000.00, with a combined APY of 1.53%. The actual APY paid to the share will vary depending on the average daily balance in the share for the dividend period.
**Must have active checking account - one in which at least 4 qualifying transactions per month are made, including online bill pay transactions, ACH deposits and withdrawals, debit card transactions, point of sale transactions, and cleared drafts.