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TrueSaver Savings Account and Savings Rates | Wright-Patt Credit Union

Our highest rate from the first penny saved — saving money has changed.

You no longer need thousands of dollars to earn a worthwhile return on your savings. TrueSaver® pays our very highest savings account rates — 3% APY* — on the first $500 in your primary savings account**. After that, the rate reverts to a more traditional savings account rate. It’s the smarter way for first-time savers to get started. Reach your saving account goal by making TrueSaver the core of your savings plan today.

View Wright-Patt Credit Union's savings account rates.

How do you become eligible to receive the TrueSaver 3% APY? It’s Easy!

  • If you’re under 18, you automatically qualify.
  • If you’re 18 or older, you need to have an active Wright-Patt Credit Union checking account** and eStatements or Direct Deposit.
  • Other reasonable restrictions apply, such as the requirement of having the primary account owner’s Social Security Number on the account.
  • TrueSaver does not work with business savings accounts.

*APY=Annual Percentage Yield. This account is a variable rate and the dividend rate and APY, accurate as of 08/01/11, may change after the account is open. $5 minimum deposit required. Primary member must not be delinquent on any WPCU loan obligation, have any negative balance in any WPCU share account, or have caused WPCU a financial loss of any kind. The applicable dividend rate is paid monthly in a Tiered Method, based on the average daily balance in the account for the dividend period. Example: As of 1/1/13, based on an average daily balance of $1,000.00, a dividend rate of 2.96% will be paid only on the portion of the average daily balance that was greater than $0.00 but less than $500.01. The APY for this tier would be 3.00%. A dividend rate of 0.08% will be paid only on the portion of the average daily balance that is $500.01 to $1,000.00, with a combined APY of 1.53%. The actual APY paid to the share will vary depending on the average daily balance in the share for the dividend period.

**Must have active checking account - one in which at least 4 qualifying transactions per month are made, including online bill pay transactions, ACH deposits and withdrawals, debit card transactions, point of sale transactions, and cleared drafts.

Keep more of your hard-earned money. Check out our other websites:

Respect Your Money - Young Today, Money Smart TomorrowFraud Awareness - Protect Yourself From FraudWright 4 You Mortgage - A Perfect FitWPCU Student Choice - Better Way To Pay For College

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