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College Student Accounts | Wright-Patt Credit Union

Student Essentials
Simple Solutions for Students

If you’re between the ages of 17 and 24, sign up for our Student Essentials Package and trust WPCU to take care of your money so you can focus on your education. 


College can be expensive, but saving for the future is easier than you think. When you open a TrueSaver® account with as little as $5, you’ll earn a high yield starting with the first penny in your account! 

Checking with Debit Card

Every student needs a checking account. With our student friendly Checking, there’s no minimum balance or monthly fees, plus you get the convenience of our free ATM/Debit Card. Use it around campus, at the grocery, or at thousands of surcharge-free ATMs nationwide.* It’s the fastest, easiest and safest way to make a purchase and get cash without lots of fees!

WPCU’s Online Banking with eStatements

You’re always connected, and so are we. WPCU’s Online Banking allows you to access your account 24/7 and instead of paper statements, you can sign up to receive an email and text alerts. So even if your address changes, you’ll get your account information safely and securely.

Online Banking makes moving your money fast, fun and easy. Schedule one-time or recurring transfers between your WPCU accounts or external transfers between WPCU and 23,000 financial institutions.

Mobile Banking

With WPCU Mobile Banking, you can access your account anytime, anywhere. Check your account balance before making a purchase, transfer funds to cover a purchase or loan payment, avoid late fees by making payments to your WPCU loans or other bills, stay on top of your money with alerts about account activity, locate WPCU Member Centers, and more...all from your cell phone or mobile device! Plus, with Mobile Deposit, you can deposit checks fast from the comfort of your smart phone!

Essential Extras

At some point you may need a credit card to help pay for necessary expenses. Count on WPCU for a card option with your best interest in mind. WPCU’s First Time User Credit Card starts with a $500 limit and lower interest rate. We’ll help you establish your credit history and build your credit score while helping manage your debt wisely. If you’re under 21, you will need a co-signer age 21 years or older to apply.

In accordance to the Credit Card Act of 2009, borrowers applying for a credit card under the age of 21 must either show proof of “ability to pay” or have a qualified cosigner over 21 years of age.

Student Choice Loans

WPCU offers private student loans to help you fill your educational funding gaps and get through college the smart way. The Student Choice Loan comes with no origination fees, a low interest rate and convenient repayment options. Graduating soon? We also have a private consolidation loan to help manage your money beyond college. Learn more about all of your options at

Popmoney – Send Money to Anyone, Anywhere!

Eliminate the hassle of checks and cash. With Popmoney, you can send or receive money through an email or text for free** to anyone using an email address, mobile number or bank account information. It’s simple!

Purchase Rewards – Click, Shop, Enjoy!

Purchase Rewards is the easy way to put money back in your pocket. When you activate selected offers, you’ll receive cash-back rewards when you pay with your debit card. Just go to the Purchase Rewards section of Online or Mobile Banking and click on new offers from places you may already shop.

Joining is easy! Just bring in $5, your state ID and your social security number and we’ll get you started!

*In accordance with the Credit Card Act of 2009, borrowers applying for a credit card under the age of 21 must either show proof of "ability to pay" or have a qualified cosigner over 21 years of age.

Keep more of your hard-earned money. Check out our other websites:

Respect Your Money - Young Today, Money Smart TomorrowFraud Awareness - Protect Yourself From FraudWright 4 You Mortgage - A Perfect Fit

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