Competitive rates and terms from 6 to 72 months — make the most of your savings.
For funds you don’t need right away, try our Share Certificates. Deposit a minimum of $500 for a fixed length of time, ranging from 6 to 72 months, and earn a guaranteed rate of return. You choose the terms depending on your goals.
Making the right investments today can make all the difference for your future. Enjoy the safety of an insured IRA with a guaranteed rate of return, or invest your retirement money in the stock market with an IRA through CUSO Financial Services, L.P. (CFS), our broker/dealer*.
With an IRA, you can:
- Receive Saver’s Credit — Receive a credit on your federal income taxes by contributing to a retirement plan.
- Make annual contributions — Contribute up to $5,000 each year to your Traditional or Roth IRA.
- Catch-up provisions — If you are over 50, you can also put an additional $1,000 into your IRA each year.
- Rollover a 401(k) — You can put your 401(k) funds into a Traditional IRA when you leave a job.
Not sure which IRA is for you? Let us help. We have a 75-year history of helping people invest in their futures. We have experienced Financial Advisors and Financial Representatives, available through CUSO Financial Services, L.P., (CFS)* our broker/dealer, who can provide full service financial planning, investment, and insurance services for our members.
Click Here to learn about NCUA share insurance.