*A borrower is not required to apply with a co-borrower. However,
applying with a credit worthy co-borrower may improve a borrower's
chance of meeting the credit union's approval criteria. The primary
borrower must be a Wright-Patt Credit Union member.
A co-borrower release option is available to credit worthy borrowers
who make their first 48 payments on time, elect to make automated
payments, and meet additional requirements (such as salary and
debt-to-income ratio.) You must apply and be approved for this option
after the 48 month period. Other terms and conditions may apply, and
option may be revoked or modified without notice.