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StretchPay®† Loans | Wright-Patt Credit Union

Avoid high rates and fees — an economical alternative to payday loans and check cashing outlets.


When you run short on cash between paychecks, don’t pay the high interest rates and fees at a payday lender or check cashing outlet. With a low 18% APR,* StretchPay® loans** are a more affordable alternative. Choose from the following:

  •     A $150 loan with a $25 annual fee
  •     A $250 loan with a $35 annual fee
  •     A $500 loan with a $70 annual fee

All are payable in two monthly installments over 60 days.

*APR=Annual Percentage Rate.

**StretchPay® loans are generally available to individuals who have been members of WPCU for at least 120 days, regardless of credit history, as long as you have no delinquent credit union accounts and are not in the process of filing for bankruptcy.

†StretchPay® is a registered trademark of the Ohio Credit Union League.

Keep more of your hard-earned money. Check out our other websites:

Respect Your Money - Young Today, Money Smart TomorrowFraud Awareness - Protect Yourself From FraudWright 4 You Mortgage - A Perfect FitWPCU Student Choice - Better Way To Pay For College

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