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StretchPay®† Loans | Wright-Patt Credit Union

Avoid high rates and fees — an economical alternative to payday loans and check cashing outlets.


When you run short on cash between paychecks, don’t pay the high interest rates and fees at a payday lender or check cashing outlet. With a low 25% APR,* StretchPay® loans** are a more affordable alternative. Choose from the following:

  •     A $150 loan with a $25 annual fee
  •     A $250 loan with a $35 annual fee
  •     A $500 loan with a $70 annual fee

All are payable in two monthly installments over 60 days.

*APR=Annual Percentage Rate.

**StretchPay® loans are generally available to individuals who have been members of WPCU for at least 120 days, regardless of credit history, as long as you have no delinquent credit union accounts and are not in the process of filing for bankruptcy.

†StretchPay® is a registered trademark of the Ohio Credit Union League.

Keep more of your hard-earned money. Check out our other websites:

Respect Your Money - Young Today, Money Smart TomorrowFraud Awareness - Protect Yourself From FraudWright 4 You Mortgage - A Perfect Fit

Any links to external websites are links to alternative sites not operated by WPCU. WPCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by WPCU. WPCU does not represent you or the third party if you enter into a transaction with the third party.

Wright-Patt Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (800) 762-0047 or by clicking here. All products and services available on this website are available at all Wright-Patt Credit Union branches.

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