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ReadyLine Line of Credit | Wright-Patt Credit Union

Fixed rate with low minimum payment and no fees — available when you need it.


ReadyLine is a revolving line of credit that you can use whenever expenses hit, whether they’re expected or unexpected.

  • Credit limits from $250 to $40,000.*
  • Borrow any time up to your credit limit. Once you’ve paid down your balance, that amount is available to borrow again.
  • Minimum payment is just 3% of your outstanding balance, or $20, whichever is greater.

Accessing your ReadyLine is easy:

  • Write a Check — set up ReadyLine as overdraft protection on your checking account so you can simply write a check for any amount you need and ReadyLine will cover it!**
  • Use Call-24™ or WPCU online Home Banking to transfer money from ReadyLine to your Wright-Patt savings or checking account.
  • Visit a Member Center or call the Member Help Center to draw from your ReadyLine.

*Credit limit will be determined based on your credit history.

**LIne of credit must be set as overdraft protection

Keep more of your hard-earned money. Check out our other websites:

Respect Your Money - Young Today, Money Smart TomorrowFraud Awareness - Protect Yourself From FraudWright 4 You Mortgage - A Perfect Fit

Any links to external websites are links to alternative sites not operated by WPCU. WPCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by WPCU. WPCU does not represent you or the third party if you enter into a transaction with the third party.

Wright-Patt Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (800) 762-0047 or by clicking here. All products and services available on this website are available at all Wright-Patt Credit Union branches.

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