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ReadyLine Line of Credit | Wright-Patt Credit Union

Fixed rate with low minimum payment and no fees — available when you need it.


ReadyLine is a revolving line of credit that you can use whenever expenses hit, whether they’re expected or unexpected.

  • Credit limits from $250 to $25,000.*
  • Borrow any time up to your credit limit. Once you’ve paid down your balance, that amount is available to borrow again.
  • Minimum payment is just 3% of your outstanding balance, or $20, whichever is greater.

Accessing your ReadyLine is easy:

  • Write a Check — set up ReadyLine as overdraft protection on your checking account so you can simply write a check for any amount you need and ReadyLine will cover it!**
  • Use Call-24™ or WPCU online Home Banking to transfer money from ReadyLine to your Wright-Patt savings or checking account.
  • Visit a Member Center or call the Member Help Center to draw from your ReadyLine.

*Credit limit will be determined based on your credit history.

**LIne of credit must be set as overdraft protection

Keep more of your hard-earned money. Check out our other websites:

Respect Your Money - Young Today, Money Smart TomorrowFraud Awareness - Protect Yourself From FraudWright 4 You Mortgage - A Perfect FitWPCU Student Choice - Better Way To Pay For College

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