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Rates Disclosures | Wright Patt Credit Union

Loan Rate Disclosures

Auto Loans

APR = Annual Percentage Rate. Annual rate is based on credit history, age of collateral, term of loan, and loan-to-value. $8,000 minimum loan for 64 month or greater term; $18,000 minimum loan for 76 month or greater term. Only 2012 and Newer models qualify for a 76 month or greater term. Auto Loan payment example: New car loan for $20,000 in 48 monthly payments of $439.98 at 2.69%.

Motorcycles

APR = Annual Percentage Rate. Annual rate is based on credit history, age of collateral, and term of loan. $8,000 minimum loan for 64 month or greater term; $18,000 minimum loan for 76 month or greater term. Only 2012 and Newer models qualify for a 76 month or greater term. Motorcycle Loan example: New motorcycle loan for $20,000 for in 48 monthly payments of $449.74 at 3.79%.

RVs and Boats

APR = Annual Percentage Rate. Annual rate is based on credit history, age of collateral, and term of loan. $20,000 loan minimum for terms greater than 84 months. 

Signature Loan

APR = Annual Percentage Rate. Annual rate is based on credit history, term of loan, and loan-to-value. Signature Loan example: $5,000 loan for 48 monthly payments of $126.79 at 9.99%.

Home Master Equity Loan

APR is based on creditworthiness, term of loan, and loan-to-value. Minimum loan is $10,000. Property insurance is required to obtain credit.

Share Certificate and IRA Specials

This Totally Fair Share Certificate and IRA Share Certificate is a variable rate and the dividend rates and APYs may change after the account is open. To qualify for the Totally Fair Share Certificate and IRA Share Certificate bonus rate each dividend period, the account must have a debit card and either direct deposit or e-Statement at the end of the dividend period, and have an active checking account. An active checking account is one that has a minimum of four (4) qualifying transactions per dividend period. Qualifying transactions include Bill Pay, ACH debit/credit, Debit Card, POS, and cleared drafts. Please refer to the Totally Fair Share Certificate or IRA Share Certificate Disclosure for additional details.

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